Hot Today

Wise Bread articles that are hot today.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

13 Simple Gardening Skills Anybody Can Master

Having a green thumb is not only a great skill to have — it can also save you big bucks!

Selling Your Life Insurance Policy for Cold, Hard Cash

Would you sell your life insurance policy for a lump sum, knowing that someone else now profits from your death?

What You Can Buy With $5,000

When you're done fantasizing about what you could spend a cool million on, think about the possibilities of a realistic windfall — like a cool $5K!

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

How to Decide What to Keep When Downsizing

When you're clearing out the clutter, make sure these items stick around.

Best Money Tips: Small Lifestyle Changes That Make a Big Difference

Today we found articles on simple changes that make a big difference in your life, health foods you should make at home, and fun things to put on a calendar.

Should You Treat Your Social Security Benefits Like a Bond?

A lot of things can impact your retirement investment strategy. Should your future Social Security benefits be one of them?

How Keeping Up With the Joneses Can Actually Save You Money

Your budget can easily go off the rails if you're spending money just to keep pace with your friends, but in some cases, it can actually help you save.

10 Small Gestures That Go a Long Way at Work

It doesn't take much to be a considerate coworker. Work some of these good deeds into your 9-to-5 and brighten everyone's day — especially yours.

Ask the Readers: Do You Buy Vouchers?

Tell us whether you buy vouchers and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Are poor folks and the middle class on the same side?

Rational people try to buy what they need at the cheapest price they can find. There's a contrary argument, though, that holds that it's "shooting themselves in the foot" for poor

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

The 5 Best Descalers

Softening and cleaning hard water isn't easy, but it can be. Use any of these descalers and your H20 will be free of calcium deposits and limescale.

6 Ways to Get Financially Fit for Homebuying Season

Ready to take the plunge on your dream home? Before you hit the housing market, do a little financial fine-tuning of your own.

12 Crucial Things Homebuyers Overlook at Open Houses

Know the difference between the things that matter and those that don't, when looking at an open house.

31 Productive Things to Do in January to Start the New Year Off Right

Make this year your greatest by making January your most productive month ever with this collection of simple, life-enhancing daily to-dos.

7 Ways to Increase Your Credit Score Quickly

Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.

The Types of Savings Accounts: Which Is Right For You?

Everyone needs an emergency fund, but with interest rates on savings accounts so low, where should you keep this money? Here are your options.

Need to Sell Your House? Here's How to Let Go

Selling your home is more than just signing on a dotted line. You have to find emotional closure, too.