Hot Today

Wise Bread articles that are hot today.

How to Return Items Through Your Credit Card If the Store Refuses

Credit card policies can get you a refund when the store refuses. Just be sure to read the fine print.

Financial IQ Test: How Healthy is Your Life Insurance Plan?

 What kind of life insurance policy do you have? Do you understand the terms? Are you getting the most bang for your insurance buck? Check out this Financial IQ Test to see

Don't Buy Microsoft Office! And Other Free Alternatives to Pricey Computer Software

You don't have to pay for Microsoft Office or other expensive computer programs — discover how to use free open source software.

6 Affordable Places to Ski

Looking to hit the slopes this winter? These West Coast ski locations are perfect for budget-conscious snow lovers.

5 Ways to Turn Your Walk Into a Real Workout

If you're already walking for fitness, why not add some extra kick — for extra fitness? It's easy!

Going Into Debt Can Be Awesome

Debt can make or break you. Which one depends on how you handle it and the reasons behind the need for the money. Make the right choice and you can achieve even the impossible.

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

Hate Budgeting? How a Percentage-Based Budget Might Work for You

When it comes to budgeting, play the percentages to find a spending plan that works for you, whatever your situation.

Just Saving More Is Not the Answer

Whenever I write about calculating how much money you need to retire, some people disagree strongly with the whole idea that there is such a figure. One told me, "The only correct

5 Surprising Budget Habits of Wealthy Financial Gurus

Even for the wealthiest of the wealthy, the simpler (and cheaper) things in life are better.

Here's How Investing in Companies You Hate Can Make You Rich

Forget "buy what you like." If you hate it, invest in it.

Change Your Life with Storytelling

Marketers use stories about perfect lives to try to sell you things, but you can use the same technique to help create your own perfect life.

5 Frugal Rules You Must Follow When Shopping at Costco

Everything is cheaper at Costco, right? Maybe not. Follow these tips to ensure that you don't waste money at the wholesale store.

12 Awesome Things You Didn't Know You Could Get at the Library

Your local library shares a lot more than books and old movies these days. Find out what you're missing by not renewing your library card.

How to Buy Stocks, Priceline-Style

Setting your own price for stocks is easy if you know what strategy to use. And you don't even need William Shatner to negotiate for you.

The 5 Best Binoculars

Seeing beautiful sights clearly from a distance isn't easy, but it can be. Just use any of these binoculars and you'll always have the best view.

My CSA Experience: Farm-Fresh Veggies All Summer (and Possibly Winter)

Buying a share in community-supported agriculture is a great way to get fresh, local produce — and some CSAs are even available through the winter.

Best Money Tips: Study Tips From a College Grad (of 10 Years)

Today, we share study tips for students in all walks of life, creative uses for egg cartons, expert advice on buying jewelry, and more!

5 Ways to Detox for Fall Without an Expensive Juice Cleanse

Juice cleanses are all the rage, but they're little more than sugary hype. Save your pennies and feel better for fall with these simple "cleanses."

6 Kinds of Critics Every Frugal Person Meets

You may be great at saving money, but you cannot avoid some of the people who will cross your path in the process.