Hot Today

Wise Bread articles that are hot today.

How the Fair Credit Reporting Act Protects You

The Fair Credit Reporting Act exists to protect you. Here's everything you need to know about it.

The 5 Best Sites to Sell Your Arts and Crafts

If you have the knitting needle knack or the tablesaw talent, earn extra cash from your crafty skills by selling your stuff online. Here's where.

4 Signs You Should Sell Your Small Business

Your small business is your baby. When is the right time to let it go?

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

8 Smart Things to Do With Your Settlement Money

A sudden windfall is exciting, thrilling, and — overwhelming! Spend your lucre wisely, or you may find your pockets are empty again soon.

The 9 Best Performing Mutual Funds of the 2000s

How's the market been treating you? If you've dosed up on biotech and health care over the past 15 years, your portfolio should be pretty healthy.

What Hurricane Maria Taught My Family About Life, Money, and Community

How do you live without electricity, running water, or reliable communication? You learn how to make use of what you have.

How to Stop Those Annoying Robocalls

Sick of the receiving an endless number of robocalls when you're just trying to live your life? We have good news for you.

Science Says You Don't Need a Standing Desk, After All -- You Only Need This

Recent studies show that sitting all day actually will not kill you. Desk sitters, rejoice!

The 5 Worst Money Mistakes New Grads Make

You're leaving college and entering the wonderful world of adulthood. This means avoiding the money mishaps that can throw your life off course.

12 Annoying Bank Fees and How to Avoid Them

Account fees have become big business for banks and a major drain on consumers’ pocketbooks. Protect your balance by avoiding these 12 common fees.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

The 4 Worst Kinds of Debt to Have in 2019

Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.

9 Things You Don't Need to Clean

If you're looking to shorten your cleaning to-do list, experts say you'll be fine — or even better off — by not cleaning these commonly cleaned things.

What You Need to Know About Adding Another User to Your Credit Card

Adding an authorized credit card user can help someone build their credit. But how exactly will it affect yours?

Not the sort of person who ...

Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. But certain suggestions trigger a particular kind of negative reaction:—w

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.