Hot Today

Wise Bread articles that are hot today.

Taxes on irregular income

This is really a non-issue, if you work a regular job:  Your employer withholds taxes.  It's also not much of an issue if you're self-employed and your income is reasonably

Fixed or Adjustable? Choosing the Right Mortgage Loan

Choosing between a fixed rate or adjustable rate mortgage loan is yet another complex decision new homebuyers must navigate. Make it easier by understanding the options.

The High Cost of Cheap Clothes

Even the cheapest fast fashion pieces come with a hefty price — steep environmental and social costs we don't often see.

9 Ways Being Too Responsible Can Cost You

It's always smart to do the sensible thing, right? Usually — until being sensible starts costing you real money.

Do you know how to use a parking meter? Serious question.

I thought I knew the answer to that. Admittedly, I’ve only been driving for seven years and rarely park in downtown Denver, where most of our parking meters are located. But I had

Save Time, Money, and Hassle by Bundling Your Home Repairs

A long list of home repairs can seem daunting. Bidding them as a bundle makes the job easier for a contractor — and worthy of a discount for you.

Habits Aren't Boring — They're the Secret to Happiness. Here's Why.

Habits are powerful motivators. Once you understand the inner workings of habitual behavior, you can use that power to change your life — for the better.

10 Costs You Should Always Negotiate

Almost everything is negotiable, and these 10 everyday costs are no exception. Read this list and start paying less!

The Time Management Problem Most of Us Have — and How to Fix It

The world won't end if you don't say "Yes" to every project, chore, event, and favor request you get. Start becoming happy by doing just enough.

Budgeting: Projection or Prophecy?

If you believe in our ability to harness the power of our minds, then it may not be a stretch for you to also believe that financial budgeting can be a self-fulfilling prophecy –-

Buy. Sell. Make a Profit. Thanks Office Depot.

I've finally found a store that, regular as clockwork, puts great items on sale. And when I say sale, I don't mean 20% off, or even 50% off. I'm talking about 75%-90% off. The

35 Bizarre Things You Can Be Taxed On

Uncle Sam always seems to have his hand out — and even expects a cut for these 35 off-the-wall things.

How I Scored Tons of Free Stuff By Building a Small Social Media Audience

You don't need a million followers to score tons of free goodies. Tweet faster!

4 Parenting Mistakes to Avoid When Teaching Kids About Money

If you want your children to be masters at managing money, you need to lead by example.

These 7 Exercises Are Scientifically Proven to Increase Happiness

Runner's high is a real thing, but exercise can boost overall happiness for the long term, too. Get out there and get moving!

How to Survive the 5 Most Common Emergency Situations

While major disasters are thankfully rare, plenty of small emergencies can catch us unawares. Here's what you should be watching and preparing for.

6 Ways Climate Change Could Affect Your Money

Earth's climate is changing and it's going to cost you.

4 Airlines With the Cheapest First Class Seats

With these airlines, you can travel in first-class style without a first-class price tag.

How to Keep Your Job Hunt From Busting Your Budget

You want to go all out in your job search, but you don't want to go broke in the process.

7 Reasons to Invest in Stocks Past Age 50

Conventional wisdom says you should invest conservatively near and after retirement. Is that actually wise?