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Wise Bread articles that are hot today.

8 Questions to Ask Before Hiring a Credit Counselor

Credit counselors can help solve credit and debt management issues, but be sure to ask plenty of questions before you hire one. Some are more expensive than others.

10 Great Gifts From the Thrift Store

This year, lessen your carbon footprint, support your local economy, save money, and give to charity all at the same time — buy gifts at the thrift store.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

How to Decide If a Membership Is Worth the Price

Before you sign up for another monthly payment, make sure that membership is worth it.

If You're Lucky Enough to Receive a Pension, Here Are 6 Things You Need to Do

Pensions are pretty much a thing of the past. If you're lucky enough to get one, here's how to make the most of it.

2-Minute Read: What You Need to Know About FICO Scores

Here's everything you need to know about FICO scores, and it'll only take you two minutes to read.

The $40 Hidden Inside a 12V Battery

This battery hack that will save you roughly $40 on those 1.5V button cell batteries. All you need is a 2-pack of 12V A23 batteries.

16 Amazon Deal Hacks You May Not Already Know

You probably already purchase from online retail behemoth Amazon.com for savings and convenience. Find more of both with these Amazon shopping hacks.

7 Soda Alternatives That Won't Bust Your Wallet — Or Your Waistline

Say "See ya" to your soda habit with these infinitely healthier (and much cheaper!) alternatives.

6 Money Moves to Make the Moment You Decide to Buy a Car

You're ready for a shiny new set of wheels. All you need to do is make these important money moves, first.

Negotiating 101: The 5 Buyers You Meet In Hell

These are the 5 worst types of negotiators and why their tactics don't work.

Can You Survive with One Car in Suburbia?

Do you live in suburbia? It seems everyone who does has two (or more) cars in their driveway. Is it a necessity for everyone, though? Is it possible to lead a one-car lifestyle whi

How to Use the Holidays to Teach Kids About Money

The holidays are full of family, fun, and even personal finance. 'Tis the season to teach your kids how to master their money!

Ask the Readers: What Is on Your Summer Bucket List?

Tell us about your summer bucket list and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Reasons Why It's OK to Get a Tax Refund

For most of us, getting a refund is not only more convenient, but the smarter choice as well.

Sure Savings at the Supermarket

A SURE way to save 20-25% on many of your groceries? Oh, yes, and it couldn't be simpler!

Change Your Life by Learning How to Admit You're Wrong

Mea whata? Mea culpa! Learn why admitting you're wrong frees you to pursue your goals — and reach them!

6 Foolish Ways to Pay Down Debt

You might think that any debt repayment strategy is a good one — but these wrong moves could leave you worse off. Don't try this at home!

The Top 10 DIY Jobs Homeowners Should Avoid

If you're thinking about tackling a big DIY project, you may want to think again. Screw one of these projects up, and it could ruin your home's value — or worse.

11 Ways Freelancers and Telecommuters Can Make Friends and Network

Working from home has its perks, but let's face facts — it gets a bit lonesome.