Hot Today

Wise Bread articles that are hot today.

Use only what you need

That’s the advice from a beautifully-executed campaign from Denver Water, right here in my own backyard of Colorado. The campaign (created by Sukle Advertising, a very smart, strat

Seven Lessons Learned from Working Retail

The store that I work at offers a rewards card to frequent shoppers, and there are quite a few people who refuse to sign up for it - I can understand why they wouldn't want to have

Can't Get Business Credit? Consider Alternative Financing

If you're losing sleep because you need cash quickly and traditional sources aren't working out for you, you should consider alternative financing.

Is Bank of America’s $5 Monthly Debit Card Fee Just the Beginning?

Outraged, annoyed, or otherwise frustrated by Bank of America's new debit card fee? Learn why the bank is instituting the fee and what else might happen.

How to Manage Student Loans On a Low Income

Juggling student loan payments with other bills can sometimes seem impossible if you're making a low salary. But it can be done.

Ask the Readers: How Do You Host a Party on a Budget?

Tell us how you host a party on a budget and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

How Bond Prices and Yields Work

Thinking of adding some government bonds to your portfolio? First, let's take a closer look at how they work.

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

My blood boils when I have a full mailbox, but not one item is personal in nature. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail.

10 Smart Ways to Keep Your Entire Life Clutter-Free

Decluttering can seem like an overwhelming process. But there is a way to clear the clutter without the stress of decluttering. Promise!

How the rich stay rich; a lesson in lateral thinking

A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really mad

7 Things That Affect Your Car Insurance Rates

Is your ride costing you big-time in auto insurance premiums? These surprising factors may be to blame.

This Simple Negotiating Trick Puts Money in Your Pocket

This simple negotiating tactic can help you earn and save more money — and it can do a whole lot more for you, too.

How to Profit From China's Growing Upper Class — Even If You Don't Speak Chinese

China's population of millionaires is booming. Job opportunities for the rest of us are booming, too!

Ask the Readers: What's Your Best Experience With Customer Service?

Tell us about your best experience with customer service and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Baby Carrots: The Frugal Idea That Isn't

Think baby carrots are a convenient, cheap snack food? Well, you're right. But baby carrots are, by and large, more expensive than regular carrots.

The Types of Savings Accounts: Which Is Right For You?

Everyone needs an emergency fund, but with interest rates on savings accounts so low, where should you keep this money? Here are your options.

9 Store Loyalty Programs That Are Worth It

Another store, another loyalty program — is it worth it? For these 10 retailers, you better believe it!

The Basics of Asset Allocation

Once beginning investors move beyond indexes and mutual funds, they start to hear about asset allocation. Learn the basics and how they apply to your investment decisions.

The 5 Best Board Games for Adults

Board games have come a long way since the days of Monopoly, Chess, and Scrabble. Play any of these games with your friends and you'll have a blast.