After years of spending more than I made, I decided I’m just over it. I’m over bank fees, trying to float checks until payday, and borrowing money from my parents. I’m done with the turmoil that comes when you truly don’t have enough money to last the week. I want to provide a better financial example for my son.
I started out with $61,200 in debt and an income of $36,000. I am making more than that now, but I’m not sure what my annual income will be since it fluctuates. My debt includes student loans, a car loan, and several credit cards. Someday I hope to report that I’m debt free – right now I’m just concentrating on knocking out as much debt as possible.
This blog contains the details of my financial life – spending, saving, and earning – and I try to be as open as possible in hopes of helping someone in the same situation I was in. I’m not comfortable sharing all the gory details with people in real life, but perfect strangers can have all the info they want!