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5 Smart Ways to Reduce Your Credit Card Interest

Instead of looking for a 0% APR credit card, here are a few other ways to reduce those monthly interest charges.

7 Times You Definitely Will Be Charged Credit Card Interest

When you use credit cards, you should aim to avoid paying interest whenever possible. But there are times when it's unavoidable.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

3 Easy Ways to Improve Your Credit Score During the Holidays

The holiday season can make a mess of your credit score. Why not make efforts to boost it instead?

10 Things You Need to Know Before Taking Out a Personal Loan

There are plenty of reasons to consider taking a personal loan. But before you do, you need to consider some important factors.

6 Things You Might Miss in Your Credit Card's Fine Print

Did you read the fine print before you signed up for that credit card? You should have: What you don't know might hurt you.

Should You Buy a Car With a Credit Card?

With the right strategy, financing your new ride with plastic can be a smart money move.

4 New Reasons You Need an Emergency Fund

You've heard it all before: You need an emergency fund. See if these new persuaders don't convince you.

We Do the Math: Save for Retirement or Pay Off Credit Card Debt?

It's a finance question for the ages: Should you save for retirement, or pay off credit card debt? Find out what the math says.

How a Credit Card Cash Advance Costs You More Than a Purchase

The convenience of cash advance comes at a cost. Usually, a pretty steep one.

8 Most Common Mistakes When Doing a Balance Transfer to Eliminate Debt

Balance transfer cards can be a great tool to pay off your debt faster, but there are also costly errors you should try to avoid.

5 Ways to Pay Off Your Student Debt Faster

If you're one of the 40 million Americans with student loan debt, you can save more in the long run by getting smart about saving, spending, and earning.

6 Ways to Travel When You Have Student Loans

With smart money management, anyone can hit the road — even with student loan debt.

Why Rent-to-Own Is a Bad Idea

Rent-to-own may sound convenient, but buyer beware: The amount you'll overpay is rarely, if ever, worth it.

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

7 Signs It's Time to Break Up With Your Credit Cards

When your credit card starts burning a hole in your pocket, it's time to re-think the convenience of carrying plastic.

10 Questions to Ask Before Accepting a Credit Card Offer

It feels like we toss out unsolicited credit card offers every day. But what about when you actually want to accept one?

7 Important Things You Should Know About Balance Transfer Cards

If you plan to pay down high interest credit card debt with a new zero-interest card, make sure you understand the potential downsides.

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.