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The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

A Simple Guide to Series I Savings Bonds (I-Bonds)

After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted.  Now the best yield I have is on my Series I Savings Bonds iss

The Bailbondsman Approach: Why Some Of Us Stay Broke

The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the

U.S. personal savings rate close to Depression-era rates

U.S. savings rate has plummeted into negative territory, echoing days of the Great Depression.