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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 3)

How to Use Budgeting Skills to Improve Your Time Management

Published Tuesday, August 27, 2019 - 04:00 by Wise Bread

Back when I was in college, a friend consistently asked for extensions on her essays. One evening, she mentioned the overwhelming relief she felt when she asked for a 24-hour extension, only to feel the exact same deadline anxiety and stress the following day as her new deadline... […]

Join Our Tweetchat on Thursday 8/22, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, August 21, 2019 - 19:01 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Saving on School Expenses! Learn about saving on clothes, supplies, extracurriculars, and more! Let us know if you have... […]

Ask the Readers: What Are Your Best Back-to-School Tips?

Published Tuesday, August 20, 2019 - 04:30 by Wise Bread

Back-to-school season is a busy time for many families, especially those with multiple school-aged kids. And if you need to buy supplies, sports gear, or new clothes, it can get really expensive, too! What are your best back-to-school tips? What strategies do you use to save money on school... […]

3 Tips to Get a Bigger Kick out of Your Rewards Programs

Published Monday, August 19, 2019 - 23:43 by Wise Bread

Link for teaser title:  https://www.wisebread.com/3-tips-to-get-a-bigger-kick-out-of-your-rewards-progra... 66% of Americans don't have a good rewards strategy. Learn how to... […]

Join Our Tweetchat on Thursday 8/15, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, August 14, 2019 - 19:01 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Date Night on a Budget! Learn about saving on activities, food, fun activities, childcare, and more! Let us know when the... […]

Ask the Readers: What's the Most Extreme Thing You've Done to Save Money?

Published Tuesday, August 13, 2019 - 04:30 by Wise Bread

Tried-and-true tips for saving money, like meal planning and carpooling, really work. But when you've scrimped and saved in the obvious places and your budget is still coming up short, it's time to get creative. What's the most extreme thing you've done to save money? How much money did you end up... […]

4 Mindful Spending Habits That Will Save You Money

Published Monday, August 12, 2019 - 04:00 by Wise Bread

Spending money mindlessly is easy to do — not to mention fun! Between one-click purchases, instant downloads of new movies and music, quick stops for something to eat, and impulse purchases in stores, it's entirely possible to spend an entire paycheck in a day without even realizing. But... […]

How to Decide If a Membership Is Worth the Price

Published Friday, August 9, 2019 - 04:00 by Wise Bread

Every summer, my family faces the same unanswerable dilemma: should we purchase a membership to our local pool? This may not seem like an especially difficult question to answer, but it has us scratching our heads every year. The problem is that a membership for the summer costs $255, but daily... […]

Personal Finance Blogs: Highlights From Our Conversation With The Plutus Awards

Published Thursday, August 8, 2019 - 17:31 by Wise Bread

The Plutus Awards joined us for our #WBChat on August 8th to talk about personal finance blogs in support of their 10th Anniversary! Our #Plutus19 #WBChat featured wonderful information about personal finance blogs and how to use them to better your financial health. In total we had 81... […]

The Pros and Cons of Refinancing an Auto Loan

Published Thursday, August 8, 2019 - 13:32 by Wise Bread

Over the last decade, the rising cost of new and used cars have driven up the amount of the average car loan. To make up for this, auto lenders have started offering longer car loans that let consumers borrow more with a lower monthly payment. The State of the Automotive Finance Market from... […]