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For a limited time, earn 20,000 bonus points with the Citi Rewards+® Card after you spend $1,500 in purchases with your card within 3 months of account opening. That's enough points to score $200 worth in gift cards via thankyou.com.

Plus, you'll get 2X ThankYou® Points on everyday purchases at Supermarkets and Gas Stations for the first $6,000 you spend each year and 1X points on all other purchases. Even better, you'll also get 10% in Points Back on Redemption for the first 100,000 points you redeem per year. Earn all 15,000 bonus points with the promo offer, and you can get 1,500 points back when you redeem them.

Perhaps the best feature of the card, your rewards automatically round up to the nearest 10 points on every purchase. That means a $3 cup of coffee rounds up to 10 points, and an $11 lunch rounds up to 20 points. If you often make a lot of small purchases with your credit card, these points can add up quick.

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening (fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back).

Plus, earn 5% back in your top eligible spend category each billing cycle (up to the first $500 spent, 1% cash back thereafter and on all other purchases). Eligible categories, include grocery stores, gas stations, restaurants, travel, and more.

There's also no annual fee and a 0% Intro APR for 15 months on balance transfers and purchases. After that, a variable APR based on your creditworthiness will apply.

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