Budgeting | Wise Bread

Sub-channels

Latest Articles in Budgeting

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

5 Money Moves to Make Before You Turn 40

Before you hit the big 4-0, make sure you've made these money moves.

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

How to Decide If Pet Insurance Is Worth the Cost

Pet insurance can cost a pretty penny, but it can also save you an arm and a leg.

What to Do With a Windfall

You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.

7 Important Money Moves to Make in the New Year, According to Financial Advisors

Now that we've entered a new year, and a new decade, it's time to make these smart money moves.

How to Pay Off Holiday Debt: A Step-by-Step Guide

Did Christmas leave you in the red? Don't worry, this step-by-step guide will help you climb out of that hole.

Why It Pays to Be a Patient Shopper

When you want something, you want it now! But buying the first acceptable option that fits your budget could be costing you big bucks.

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

5 Ways to Make the Holidays More Affordable — Without Taking Out a Holiday Loan

Before you apply for a personal loan to cover your holiday spending, consider these alternatives.

3 Money Arguments That Can Hurt Your Relationships

You should really nip these common money arguments in the bud before they hurt your relationships.

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

How Pre-Commitment Mechanisms Can Help You Resist Impulse Buys

You might think impulse buys are impossible to resist, but if you train your brain with pre-commitment mechanisms, you can fight those urges and save money in the process.