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How Much is the Obamacare Penalty?
The Affordable Care Act requires most American citizens to have health insurance or health care starting in 2014. Many of those required to have health insurance will owe additional tax if they are not enrolled in a plan. It’s no surprise that many citizens are not happy about being told by the government that they have to spend money. And whenever the government requires something of its citizens, it doesn’t sit well with many of those who don’t agree with what is being required.
Can You Sue Your Parents for College Tuition?
This story has all the makings of something viral. It fits right in with our fascination with people doing things that normal Americans wouldn’t even consider doing. We gawk at reality television shows and follow the stories about their stars, like the recent news about the couple from the “Real Housewives of New Jersey” show who recently pleaded guilty to fraud. This story has the added element of millennial-shaming. We like stories when a young individual upholds the generally-held stereotype of entitlement.
Grow Your Dough: My Investing Results as of February
As I mentioned at the beginning of the year, I’m participating in an investing competition — well more of just a game than a competition — with several other writers and bloggers this year. The premise of the game is to start the year with $1,000 invested in discount brokerages of our choice, and track the progress throughout the year. It’s similar to the stock market game played in thousands of elementary schools in the United States, only with real money.
How to Close Your Wells Fargo Savings or Checking Account
Two years ago, Wells Fargo changed its customer agreement, taking away the rights of customers to resolve disputes with the bank through the typical legal process afforded citizens of the United States. Current Wells Fargo customers tacitly or knowingly agreed to sign away these rights in favor of an arbitration system that favors wealthy corporations.
Although I wrote about the change on Consumerism Commentary, changes like these go largely unnoticed and don’t get a lot of attention in the media, even from consumer-focused outlets.
Naked With Cash: Laura and Leon, January 2014
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
Naked With Cash: Jake and Allie, January 2014
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
Naked With Cash: Brian, January 2014
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
Naked With Cash: Betsey S, January 2014
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
Study: Wealthy People Are Mean, Entitled, and Narcissistic
No, I’m not attempting to start a class warfare riot. As the title of this article states, recent studies have shown beyond any doubt how wealth or a feeling of wealth leads people to behave in a more self-interested manner.
Paul K. Piff, a social psychologist post-doctoral scholar in the Psychology Department at the University of California, Berkeley, led this research and shared his findings in a recent TED Talk, which you can view below. If you’re not reading this article on Consumerism Commentary, you can watch the video here or at the TED website.
Should the US Postal Service Offer Basic Financial Services?
The U.S. Postal Service could offer basic banking services to customers, many of whom do not have reliable and affordable access to mainstream banking products like savings accounts and forms of credit.
From the moment I heard this, it sounded like a bad idea. Not long ago, discussions about the U.S. Postal Service focused on the question of ending delivery on Saturdays, the closing of 700 retail locations, and the elimination of the U.S. Postal service entirely. And now, there’s a proposal with studies claiming legitimate benefits across the board for expanding the services offered by this semi-private, semi-government entity.
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