The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Wise Bread articles that are hot today.
9 Ways to Reverse Lifestyle Creep
More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.
6 Reasons Introverts Make the Best Employees
Face it — introverts get a bad rap. Truth is these smart, sincere, and hard-working people are the perfect addition to your workforce.
Should You Pay Your Kids For Good Grades?
Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.
11 Simple Rules of Excellent Houseguest Etiquette
Being a great houseguest requires more than a parting gift upon departure. See what it takes to really make sure you get invited back.
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For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?
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Before you hire your BFF to work for you or alongside you, consider these potential downsides first.
5 Personal Loan Fees You Should Never, Ever Pay
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Are You Letting FOMO Ruin Your Finances?
FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.
5 Things Your Real Estate Agent Wishes You Knew
If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.
How to Use Credit Cards to Improve Your Credit Score
There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.
Quickly Remove Scratches From CDs and DVDs
Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.
I Checked My Credit Score in 11 Places — Here's What I Learned
Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.
How to Protect Your Credit After the Equifax Breach
In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.
10 Questions to Ask Yourself Before You Ask for a Raise
You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.
How to Prepare Your Money for the Coming Economic Slowdown
Experts warn an economic downturn may be on the horizon. Is your money prepared?
10 Must-See Museums in the U.S.
If you're looking for the perfect blend of culture and history, these 10 museums in the U.S. will blow your mind.
10 Old Knick-Knacks You Can Flip for Easy Cash
In need of some extra cash? Look around your home for some flippable vintage knick-knacks like these.
How to Pull Your Small Business Out of a Cash Crunch
End the anxiety that comes with running a business on poor cash flow by using these strategies.
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
The 5 Best Products for Oily Skin
There are thousands of products on the market just for people with oily skin, and many of them are budget-friendly! Here are five excellent options.