Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu
Healthcare will most likely be my family's largest expense in a couple of years, when we've finished paying our home mortgage. We're not heavy users of the healthcare system, so wh
The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin
Every so often, I get hit in the face with two facts. First, Americans (even poor Americans) are unbelievably rich. Second, Americans (as a group) utterly lack a cultural traditi
A trip to the moon (or even to orbit) is probably out of reach, but there's still plenty of affordable adventure on the ground. Start dreaming with this list.
Wise Bread articles that are hot today.
5 Sobering Facts About Student Loan Debt
Higher education comes at a high cost. How much more debt can recent graduates bear?
What It Costs to Raise a Child
You probably already know (or, if you're not a parent, you've already guessed) that it costs a lot to raise a child. But just how much is "a lot"?
Should You Choose a Roth 401k or a Regular 401k?
Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu
50 Ways To Squeeze Value From Your Healthcare Dollar Without Killing Yourself
Healthcare will most likely be my family's largest expense in a couple of years, when we've finished paying our home mortgage. We're not heavy users of the healthcare system, so wh
How Much Caffeine is in That?
Find out how much caffeine is in your drinks, foods, and medications.
5 Unfounded Credit Card Fears
The Internet abounds with credit card horror stories. But if you're responsible, plastic can be fantastic!
These 10 Money Podcasts Will Help You Save Tons
Make chore time personal finance time. Pop on a solid money podcast and start making sense of your dollars and cents.
Comparing Savings Rates: U.S. vs Japan
The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin
How to Raise Backyard Chickens
If you've thought about getting your own set of fowl, this starter guide will have you well on your way to fresh eggs and friendly wake-up calls.
The Power of Lists: Getting More Creative and Efficient
If you want to start working faster and coming up with better ideas, the answer is easy. All you need is a few minutes, a piece of paper, and a pen.
12 Better Ways to Spend $1,000 Than on the New iPhone
Ohh, look! A shiny new iPhone! Do your wallet a favor and keep on walking.
Credit Card Churning and Why It's Not Worth It
Is credit card churning worth it?
Screwdrivers to Saws: Stocking Your First Toolbox
A trip to the home improvement store can overwhelm when you're trying to buy your first set of tools. Before you shop, read this guide.
Is Green Tea All It's Cracked Up to Be? It's close.
I've been enjoying the snarky articles at Slate.com recently focusing on the commoditization of Eastern traditions, such as yoga. [more]
How to Respond to House-Shaming
Everyone you know says you should buy instead of rent. Here's how to tell those house-shamers to pound sand.
How to Agree on the Perfect Home With Your Spouse
If your dream home is your spouse's worst nightmare, you'll need to find some middle ground before you're move-in ready.
Healthy, frugal eating
Every so often, I get hit in the face with two facts. First, Americans (even poor Americans) are unbelievably rich. Second, Americans (as a group) utterly lack a cultural traditi
15 Adventurous Things You Should Do Before You Die
A trip to the moon (or even to orbit) is probably out of reach, but there's still plenty of affordable adventure on the ground. Start dreaming with this list.
The 5 Best Ways to Spend the First 10 Minutes of Your Workday
If you don't do morning right, chances are the rest of the day is shot, too. Set aside 10 minutes early to set the stage for a productive day.
15 Ways to Reuse Detergent Bottles
Instead of trashing them when the detergent runs dry, discover the multitude of uses for these very versatile bottles.