The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Wise Bread articles that are hot today.
4 Times a Handwritten Letter Can Save You Big Bucks
Don't ditch your stationery and penmanship skills just yet. They could save you real money.
5 Retirement Accounts You Don't Need a Ton of Money to Open
Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.
18 Surprising Ways Your Identity Can Be Stolen
You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.
Where Are They Now? The Forgotten Dollar Bills (and Coins)
You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!
6 Secrets to Mastering the Debt Snowball
The debt snowball method really, truly works. Now, you just need to master it!
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Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.
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These bulbs can save you serious cash — and they'll all last 20+ years.
The Fiduciary Rule Is Under Review — How Will This Affect Your Investments?
The Trump administration is holding the fiduciary rule in limbo. How could this affect you and your retirement?
9 Signs Your Identity Was Stolen
Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
8 Negotiating Skills Everyone Should Master
Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.
How to Get a Free Fraud Alert on Your Credit Report
Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.
How to Use Credit Cards to Improve Your Credit Score
There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.
You Won't Believe How Much the Average Person Spends on Salon Visits Each Year
Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?
8 Professional Ways to Make Friends at Work
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
5 Ways Your Instant Pot Can Save You Money
Your instant pot can save you a ton of time in the kitchen, but did you know it can also save you money?
5 Personal Loan Fees You Should Never, Ever Pay
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Keys Locked in the Trunk? Here's What to Do
A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
The 5 Best Products for Oily Skin
There are thousands of products on the market just for people with oily skin, and many of them are budget-friendly! Here are five excellent options.