Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.
Wise Bread articles that are hot today.
How to Protect Your Credit After the Equifax Breach
In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.
Are You Letting FOMO Ruin Your Finances?
FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.
7 Apps That Monitor Your Credit for You
There's an app for everything these days — even credit monitoring. Now there's really no excuse!
5 Things Your Real Estate Agent Wishes You Knew
If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.
The Meaning of Milk Label Colors
Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?
There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.
Why Behavior Nudges Don't Always Lead to Healthy Habits
Behavior nudges have proven successful in many scenarios, but they aren't perfect. Here's why they may not be the best bet for changing your habits.
7 Reasons You Shouldn't Hire a Friend for Professional Services
Before you hire your BFF to work for you or alongside you, consider these potential downsides first.
17 Things Car Salesmen Don't Want You to Know
Car salesmen have a lot of tricks up their sleeves to help separate you from your money. Learn what to watch out for.
10 Questions to Ask Yourself Before You Ask for a Raise
You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.
How to Use Credit Cards to Improve Your Credit Score
There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.
14 Best Side Jobs For Fast Cash
You need cash, and you need it fast. Stop hitting up your friends for spare change, and start one of these lucrative side gigs!
The 5 Best Eye Shadow Palettes
Here are some excellent eye shadow palettes that offer a wide range of shades and won't break your budget.
This Is How Free Money Management Apps Make Money
Most money management apps are free. How do they earn revenue?
The 5 Best Home Office Essentials
These items will give your newly assembled home office a cozy and organized upgrade.
The 11 Best Parking Apps for Your City
"Parking in the big city is easy," said no one ever. Let these apps find you an affordable spot in no time.
11 Essential Documents You Should Keep in Your Safe
Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.
When Is Your Credit Card's Travel Insurance Good Enough?
Your credit card offers travel insurance as a cardholder perk, but is it really enough to protect you on the road?
How to Protect Your Child From Identity Theft
Identity theft is scary. When your kids are the target, it's positively terrifying.