Hot Today

Wise Bread articles that are hot today.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

Is Six Figures Really That Much?

Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan

Why You Don't Need a College Degree to Succeed

Many people think you need a college degree to have a successful career, but that's not always the case — check out these jobs.

The 5 Best Portable Air Conditioners

Keeping you cooled off on sweltering hot days isn't easy, but it can be. Just use any of these portable air conditioners and you'll always stay cool.

7 Reasons Your Home Isn't Selling

If your house for sale is floating in market limbo, it might be time to examine these potential reasons why it's not selling.

8 Ways to Make Sure You Never Pay an ATM Fee

If tapping the ATM results in repeated fees — you’re doing it wrong. It’s time to get smart about automatic money machines.

The Highest Yielding "Safe" Investment Now - Tax Exempt Money Market Funds

Last year I wrote an article about how I used my Vanguard Tax Exempt Money Market Fund as a high yield checkings account, and this week I suddenly got quite a few hits for that art

Will 4.5% mortgage rates jumpstart the housing market?

It seems like everyday the folks in Washington are rolling out a new plan to fix our economy. The Federal Reserve is running out of room to cut their federal funds rate, so now th

4 Bad Money Habits You're Teaching Your Kids

Kids are little sponges that soak up every subconscious lesson — including our awful money habits.

Book Review and Giveaway: Rich Brother Rich Sister

Robert Kiyosaki's latest book is a slight departure from the words of financial prowess he typically shares with his readers. If you want to know more - and to win a free copy to c

A Simple Guide to Socially Responsible Investing

We all want to do right and do well. Make a difference in the world as your returns roll in with socially responsible investing.

5 Ways to Break Your Social Media Habit

Spending more time with your virtual community than with your real one? Discover how to limit your likes, shares, and tweets and regain control of your time.

Big changes or small changes?

There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go

How to Move From Being Busy to Actually Getting Things Done

Being busy feels good — but it's not the same as being productive. Here's how to slow the pace and still get more done.

5 Alternative Housing Options You Can Afford

You don't have to live in a van by the river to cut your housing costs dramatically — instead, consider some nontraditional abodes, like these.

25 Easy 5-Ingredient Recipes That Save Time and Money

You don't need a lot of fancy ingredients to put a flavorful meal on the table. Make dinner easy with short grocery lists and basic preparations.

This Thing You Use Every Day Is Ruining Your Productivity — and It's Not Facebook

Feeling unproductive at work? Discover what the biggest time-suck is — and how to fix it.

Weird Money Facts: 10 Things You Didn't Know About Counterfeit Money

Maybe the strangest fact about counterfeits is that they're real until they aren't. Read on for more true facts about phony money.

Best Money Tips: Effective Ways to Pay Off Your Mortgage Fast

Today we found articles on effective ways to pay off your mortgage fast, simple ways to fend off colds and flus, and over 100 ways to save money on your wedding.

6 Great Reasons for Paying off the Mortgage on Your Home

Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.