Hot Today

Wise Bread articles that are hot today.

Understand Capital Costs

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it

Why the Affordable Home Really Isn't

I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelin

25 Dumb Habits That Are Keeping You in Debt

Struggling with debt? It's probably because you've made one (or more!) of these money behaviors a bad habit. Learn what they are and how you can change.

6 Ways to Earn Extra Holiday Cash

With all the gifts you'd like to buy, the most wonderful time of the year can be expensive. Here's how to pick up some side cash to fatten your wallet this holiday season.

10 Easy Ways to Burn Almost 1000 Extra Calories Per Day

A handful of easy-to-do lifestyle changes can add up to hundreds of calories avoided or shaved — every day. That's almost two pounds a week!

Best Money Tips: Tricks to Score Discounts on Everything You Buy in Stores

Today we found articles on tricks to get discounts on everything you buy in stores, tips for flying with pets, and how to move to a big city on a small budget.

Tech-Savvy People Have These 10 Things in Their Homes — Do You?

If you're reading this you're already kind of tech-savvy. But if you've got most of this stuff, then you are really, actually tech savvy.

7 Times You're Wasting Mental Energy Without Realizing It

Feeling exhausted? Nearing burnout? It may be because of these unexpected drags on your mental energy. Get rid of them and get more energy.

4 Reasons Why Millennials Should Be Optimistic About Their Finances

The Great Recession slowed young people's financial growth, but with today's economy, they're making up for lost time. Are you better off now, too?

Best Money Tips: Get a Great Deal at a Car Dealership

Today we found some great articles on getting a great deal at a car dealership, no-cost ways to spend your birthday, and how to save money on food.

6 Money Moves to Make After Buying Your First House

You bought your first home! Now you need to take a few steps to immediately to protect your finances.

6 Tips to Shrink Your Bills Every Year

An annual bill audit can help you ensure that you're not paying for things you don't need. Follow these steps to slash your regular costs.

11 Cool Uses for Your Coffee Maker

Your coffee pot can't fry an egg, but it can certainly poach one. What else can your coffee maker do for you?

9 Common Apartment Hunting Mistakes to Avoid

Summer is moving season for lots of us. Make sure you land in the right place by avoiding some common rental miscues.

Laid Off? What To Do Before Plunging Into The Job Search

Your company has announced a soon-to-come layoff or you’ve been escorted out of the door. What’s next? What should you do…before updating your résumé, tapping into your professiona

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

Which Retirement Account Is Right for You?

We all know that saving for retirement is of key importance. But how do you pick the right plan for you?

New Mac minis: Beware small gains at a big price!

Are you interested in a new Mac mini? Read this first: be informed about which upgrades don't make sense and what to do about it.

6 Places to Find Freelance Writing Jobs

As side gigs go, freelance writing isn't bad, so long as you have the research and writing skills — and know where to find the jobs. Start here.

10 Steps to Update Your Look on a Budget

Have nothing to wear? Use this simple plan to update your wardrobe without breaking the bank.