Hot Today

Wise Bread articles that are hot today.

A Step-by-Step Guide to Creating Your Emergency Fund

A strong emergency fund is one of the most important keys to financial security. Learn how to build yours.

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

10 Reasons You Should Really Fear an IRS Audit

When the IRS decides to smack you with an audit, what's the worst that can happen? You're wise not to try to cheat the taxman.

Quick and Dirty Skin Care for Men: How Grandpa Used to Do It

Back in the day, careful personal grooming was manly. Get reacquainted with the simple skin care rites of our forefathers and look and feel younger, too.

Best Money Tips: 20+ Ways to Get Paid for Watching TV

Today we found articles on ways to get paid to watch TV, small financial changes that have a big impact, and facts about Social Security benefits that Baby Boomers should know.

Ask the Readers $200 Giveaway: Would You Ding Your Credit to Get Out of Debt?

Tell us if you would ding your credit to get out of debt and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!

How To Turn a 2-liter Bottle Of Water Into a 50-Watt Lightbulb

It's not often I'm taken aback by the simplicity and power of an invention, but this one does it for me. It's cheap, anyone can make one and it literally changes lives. Welcome to

6 Smart Ways to Help Your Appliances Retain Their Value

Keeping household appliances spick, span, and humming like brand-new and they'll keep their worth for years to come.

Are You Getting Ripped Off by One of These 8 Unnecessary Services?

The surest way to waste money is to buy products and services you don't need. If you're paying for any of these, stop!

5 New Income Streams Anyone Can Create

If your spending is a river, you may need additional income streams to keep it flowing. Here are five easy ways to make or save more money.

How to Turn Unwanted Gift Cards Into Cash

What to do with that stack of gift cards you're never gonna use? Sell them for cash, or trade them for gift cards you really will use. It's easy!

15 Ways to Suck Up at Work That Won't Make You Feel Slimy

Hard work and smarts will only get you so far. If you want to get to the top, you need to master the art of sucking up — but it doesn't have to, well, suck.

The 7 Dumbest Big Purchases People Make

Remember when 3D TVs were all the rage? Sometimes even smart people make bad purchasing decisions. Consider that and six other doozies.

How to Fix Your Finances After Missing a Payment

No one is immune to financial blunders. If you miss a payment or bounce a check, don't worry — you can fix it.

The 5 Craziest Career Shift Success Stories

Get inspired to make your big career move by the stories of these risky — and ultimately successful — leaps of faith to new working lives.

5 Scientific Reasons to Ditch the Luxury Brands

Expensive is better, right? Our brains certainly think so, and that can cost us plenty. Learn how your brain deceives you and resist the splurge.

The Ugly Truth of Workplace Success: Popularity Still Matters

Popularity doesn't just matter in high school. It affects a whole lot of your adult job, too.

5 Times You Should Avoid Confronting a Coworker

We all know one — that coworker who's on your very last nerve. Here's when to just to walk away.

6 Ways Good Credit Is Better Than a Boyfriend

Love is full of uncertainties. Good credit, on the other hand, fulfills every promise.

What to Do If Your Employer Won't Pay You

There are bad bosses; and then there are bosses who won't even pay up.