Hot Today

Wise Bread articles that are hot today.

4 Reasons Why You Must Open a Roth IRA Before April 15

One quirk of the tax law is that any contributions to a Roth IRA before April 15 count against last year's limits. Here are four good reasons to open one now.

I Went Christmas Shopping With Fake Money

I got all my husband's gifts with fake money -- and didn't break the law, either. I used store rewards, coupons, PayPal, Swagbucks and other bits and ends of things to give him a f

Can You Really Afford to Live in Your Dream City?

You can make that move happen — just make sure you consider these five things.

5 Tips From "Playbook For Tough Times" That'll Help You Live Your Best Life

When you experience financial setbacks, turn to Donna Freedman's "Playbook For Tough Times" to get you back on track.

The Online Doctor : A Good Use of Your Health Care Dollar?

Like the majority of Americans, I try to make the most of my health-care dollar. If you are also comfortable with a keyboard, consulting an on-line doctor may be a great option.

6 Surprising Reasons You Still Need a Travel Agent

Can booking travel with an agent rather than online really be considered frugal? Absolutely! Learn how a travel agent can help you.

Is There Such a Thing as a "Safe" Investment?

We all want to protect our nest eggs, but the question remains: Is any investment truly "safe?"

How to Budget and Track Expenses for Your Next Vacation

Budget Your Trip is a free online tool that puts some science into estimating, budgeting, and tracking your expenses for your next vacation.

Why You Need a Time Budget — and How to Create It

If time is money, wouldn't a budget help you manage your time, too? Of course it would! Get started building your time budget now!

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to

Crib Notes on the 6 Best Personal Finance TED Talks

Get inspired by 6 passionate presentations... or just read the crib notes for each and get the knowledge.

Your Job as a Personal Finance Literature Reader

I wish I could tell you exactly what to do, but whether saving a few bucks is worth your time is well, a question only you can answer. It's your job. Do it well.

Is Pay-As-You-Drive Auto Insurance Worth It?

If you car spends more time in the driveway than on the road, a pay-as-you-go car insurance plan may save you money.

The Surprisingly Frugal Lifestyles of 12 Famous Superheroes

Sure Batman and Iron Man may be among the world's wealthiest, but that's not true for many superheroes. Here's how the frugal superheroes get by.

4 Best States to Start a New Business In

The entrepreneurial spirit is alive and well for many Americans. Their small business ventures would fare particularly well in these four states.

Going Green Could Mean More Money In Your Pocket

With all the environmental disasters we've been facing lately, it's easy to feel helpless about the state of our world. But rather than fall into this mood, I'd like to suggest tha

5 Times Buying the Extended Warranty Makes Sense

We usually advise readers to skip the extended warranty. But not always.

50 Healthy Foods for Under $1 a Pound

Good-for-you food doesn't need to be expensive. These 50 healthy eats can be purchased for under $1 a pound.

6 Tips to Make Your Flip Videos Rock

With the help of the experts, we share 6 ways to make your Flip (or any other brand of camera) clips look like a pro handled them!

6 Back to School Essentials for High Schoolers

We’ve got an eye for the newest and best tech on the market for teenagers, and our recent guide at My Life Scoop features six amazing products and services for their class