Hot Today

Wise Bread articles that are hot today.

What Is a Good Credit Score and Why Is It Important?

Credit scores can be confusing. Make sure you understand how they work and how to get a good credit rating.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

5 Painless Ways to Lower Your Cell Phone Bill

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

You Can Start Investing With a Lot Less Money Than You Think

You feel like you don't have enough money to take the plunge in investing. That's not true! You can get started with less than you think.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

9 Halloween Treats You Can Make in an Instant Pot

Make extra special Halloween treats for your family (and yourself) this Halloween. All you need is America's favorite new kitchen gadget and some inspiration.

7 Smart Ways to Invest in Your Health

Looking for a smart place to put your money? You don't have to look far.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

How to Set Up Automatic Payments

Sick of sitting down to pay the bills? Don't! Set up automatic payments, and let your bank (or the company you're paying!) do the work for you.

20 Fast Food Apps That Help You Score Free Food

Fast food is famously cheap, but these apps will help you chow down for free.

7 Things You Should Know About Your 401(k) Match

Confused about how your employer's 401(k) match works? We'll break it down for you.

How to Dress for Success Before You're Successful

You really can build a get ahead wardrobe even if your current gig won't support dressing for the job you want.

Ask the Readers: How Do You Handle Rude Questions About Money?

Tell us how you handle rude questions about money and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Front-loaded loans: a financial conspiracy?

A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how

10 Smart Ways to Keep Your Entire Life Clutter-Free

Decluttering can seem like an overwhelming process. But there is a way to clear the clutter without the stress of decluttering. Promise!

5 Phone Plans That Offer Cheaper Roaming Charges While Traveling

Using your smartphone abroad can mean hefty roaming charges. See if your carrier is on our list of reasonably priced phone plans for overseas travelers.

A Comprehensive Guide to the Envelope System

Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.

Bar Stool Economics

Enjoy this lighthearted anecdotal story illustrating the North American tax system.

Ask the Readers: What Are You Most Thankful For?

Tell us what you're most thankful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!