Hot Today

Wise Bread articles that are hot today.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

The 5 Best Cozy Home Essentials

If you look around your living room or bedroom and don't immediately want to take a nap, something's missing.

15 Surprising Ways Bad Credit Can Hurt You

We all know that bad credit makes borrowing hard, but it can also crimp your lifestyle in other ways. Live a fuller life with better credit!

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

How Constant Rejection Can Actually Lead to Success

Believe it or not, back-to-back rejection can lead you straight to success.

6 Ways to Avoid Sneaky Online Price Changes

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

10 Less Awkward Ways to Ask a Friend for Your Money Back

Friendships can easily be ruined by borrowed money. But if you're looking to get your loan repaid, here's how to do it with minimal awkwardness.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

What to Do With a Windfall

You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.

Quickly Remove Scratches From CDs and DVDs

Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.

How to Make Moonshine

Making moonshine is especially easy because running it through a still makes all the delicate balancing of flavors that mark a great beer or wine irrelevant.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

The 5 Best Hyaluronic Acid Serums

If you're looking to give hyaluronic acid serum spin, any of the five below are excellent picks that won't break your budget.

7 Everyday Situations That Introverts Ace

The Internet loves an introvert — and you should too! Our more introspective friends are total aces in these social settings.