Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
Wise Bread articles that are hot today.
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
5 Retirement Accounts You Don't Need a Ton of Money to Open
Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.
Should You Pay Your Kids For Good Grades?
Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.
8 Professional Ways to Make Friends at Work
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
18 Surprising Ways Your Identity Can Be Stolen
You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.
Where Are They Now? The Forgotten Dollar Bills (and Coins)
You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!
Capital One 360: A Competitive Banking Option
CapOne 360 is a great option for those looking for low fees and great interest rates!
Credit Card Signatures Are Going Away — Should You Be Worried?
Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?
9 Signs Your Identity Was Stolen
Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.
6 Ways to Avoid Sneaky Online Price Changes
Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.
The 5 Best Products for Oily Skin
There are thousands of products on the market just for people with oily skin, and many of them are budget-friendly! Here are five excellent options.
5 Ways Your Instant Pot Can Save You Money
Your instant pot can save you a ton of time in the kitchen, but did you know it can also save you money?
How to Get a Free Fraud Alert on Your Credit Report
Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.
The 5 Best Energy Efficient Light Bulbs
These bulbs can save you serious cash — and they'll all last 20+ years.
You Won't Believe How Much the Average Person Spends on Salon Visits Each Year
Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?
11 Simple Rules of Excellent Houseguest Etiquette
Being a great houseguest requires more than a parting gift upon departure. See what it takes to really make sure you get invited back.
5 Personal Loan Fees You Should Never, Ever Pay
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
10 Questions to Ask Yourself Before You Ask for a Raise
You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.
How to Prepare Your Money for the Coming Economic Slowdown
Experts warn an economic downturn may be on the horizon. Is your money prepared?
10 Must-See Museums in the U.S.
If you're looking for the perfect blend of culture and history, these 10 museums in the U.S. will blow your mind.