Hot Today

Wise Bread articles that are hot today.

Why Your Business Owes Taxes When It Didn’t Generate Cash Profits

Unfortunately for small business owners, cash income and taxable income are not necessarily the same. Read this to avoid nasty surprises come tax time.

5 Kinds of Emails to Purge From Your Inbox

A cluttered inbox is just like a cluttered desk — bad for your productivity and your peace of mind. Stop hanging onto those old messages now!

8 Terrible Restaurant Values You Should Avoid

Everyone knows dining out is rarely frugal, but some dishes take the cake. If you value value, choose something else from the menu.

Oops — I Maxed Out My Credit Cards. Now What?

The convenience of paying with plastic can sometimes lead to trouble. Here's what to do if you've maxed out your credit cards.

What Happens to Your Store Credit Card When the Store Closes?

The retailer behind your store-branded credit card just went kaput. What happens to your plastic — and your debt — now?

Is Your Emergency Fund Big Enough to Keep You Afloat?

About 40% of Americans are unprepared for a sudden loss of income. Could your money handle the worst case scenario?

Free Online Tools That Help Organize People

Organizing people ought to be easy, but there's good reason why the phrase "like herding cats" is so popular. Make things run smoothly with these tools.

6 Terrible Things Science Says You Do to Your Kids

There's no exact science to raising kids — but most of us agree about what you shouldn't do. Are you guilty of these bad parenting habits?

Never go shopping unless you're armed with a cell phone.

"It seems like a great deal, but maybe it's cheaper somewhere else?" I've said those words a lot, maybe not out loud but certainly in my head. [more]

Making the most of your guilty pleasures

I've been trying to come up with a way to articulate the mental shift from being not-frugal to being frugal. It's not really about wanting to spend less, and it's certainly not about making do with less. [more]

Smart Shopping: Guide to Researching a Purchase

Need help making sure you're not making a purchase you'll regret? Follow these simple guidelines to make sure you wind up a happy, satisfied customer.

How Credit Card Companies Prey on Your Basic Needs

Maslow's hierarchy of needs helps explain why humans react the way they do. And for credit card companies, it helps explain how to get more of your money.

Online Ordering: Won't Somebody Take My Money?

Online shopping isn't all it's cracked up to be, as I discovered the hard way.

The 5 Best Pressed Powders

Keeping your makeup fresh all day long isn't easy, but it can be. Just use any of these pressed powders and you will always look your best.

CFL Bulbs: Greener than most, but not green enough

I’ve embraced the compact fluorescent light bulb revolution wholeheartedly. I preach their money-saving abilities and cite statistics about energy. I comment on brands and varietie

Ask the Readers: What Was Your Best Customer Service Experience?

Tell us about your best customer service experience and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Does Your Kid Need an IRA?

Ready to give your child a mega financial jumpstart? Consider opening them a Roth IRA.

Don't treat businesses like people

When you fall short of meeting your obligations, it's natural to feel bad. In fact, it's natural to want to not only meet the letter of your obligation, but also the spirit: to d

6 Steps for a Woman's Financial Self-Defense

Women account for over 80% of consumer spending, and at the same time elderly women make up over 80% of this country‘s impoverished. Women need to refocus their present spending po

The 5 Best Hand Lotions

Keeping your hands moisturized during a busy day isn't easy, but it can be. Just use any of these five hand lotions and your hands will stay silky smooth.