Hot Today

Wise Bread articles that are hot today.

Needs, wants, and not even wants

Hang around with frugality and simplicity types for any length of time and you'll hear a lot about distinguishing between needs and wants. It's come to me, though, that this issue

Website 101: How to Build a Site and Get It Online

Creating a website is easy with this step-by-step advice that takes you from idea to published product.

9 Stocking Stuffers for Techies

What can you stuff into a tech-lover’s stocking? Any of these wee gadgets!

The World's Most Affordable Michelin-Starred Restaurants

It's rare for a restaurant to earn a Michelin Star (or two or three!), but you won't need a second mortgage for meals at these acclaimed eateries.

10 Classes to Boost Earning & Savings Power

Education is one of the best ways to improve your financial situation. Here is my list of the 10 best classes that would boost my earnings and increase my savings.

Millennial Millionaires: How the Brokest Generation Can Also Become the Richest

Young adults may be feeling the weight of student loans and low-income jobs, but they too can become millionaires by taking the right steps now.

10 Travel Destinations for People Who Hate Crowds

If crowded beaches and bustling city centers aren't your thing, we've got just the vacation spots you (and no one else) are looking for.

10 Foods You Need in Your "Emergency" Pantry

This isn't prep for the zombie apocalypse — it's how to save money and time by stocking up on 10 frugal foods for quick "emergency" dinners.

Save Money and Still Show Love on Valentine's Day

Valentine's Day can cost a fortune if you fall for the hype. Here are some tips for getting great gifts without Cupid's arrow piercing your budget.

Stop Falling for These 6 Social Security Myths

Put the fearmongering to rest. These harmful Social Security myths are a hazard to your money.

Live Where the Water Tastes Good

I've lived places where the water tasted good, and a few where it didn't. If you don't like the water where you live, you're all too likely to start buying bottled water or investi

5 Master's Degrees That Will Drastically Increase Your Earning Power

Can't decide if an advanced degree is worth it? It is if you choose one of these!

15 Unique Holiday Gifts for Teachers That They'll Actually Like

Teachers deserve all the gifts, really. But here are some excellent, nonfood options that teachers will actually use — and enjoy!

9 Ways to Put All That Snow to Good Use

When the weather outside is frightful, turn that piled up snow into something delightful. (Or at least useful.)

10 Dark-Side Motivations to Get You Out of Debt

Getting out of debt requires determination and motivation. Does it matter if those motivations are inspired by our darker angels?

Sinking Dollar: This Time on Purpose

The Fed wants to keep the inflation rate up around 2%, because their efforts to boost the economy only get traction when they can push interest rates well below the inflation rate.

7 Fresh Veggies You Can Grow From Kitchen Scraps

Don't discard those onion tops or avocado seeds! Plant them in your garden instead and grow your own.

4 Questions You Need to Ask Yourself Before Every Major Purchase

Before you break out the checkbook, ask yourself a few probing questions. Your future self will thank you, whether you decide to buy or not.

5 Ways to Manage Costs While You're on Maternity Leave

Maternity benefits in the U.S. are definitely stingy. Learn some simple ways to cut costs to match the reduced income baby brings.

How to Get Out of Social Obligations That Break Your Budget

Stressed out over how to handle those birthday parties, weddings, and social invites you can't afford? Learn how to bow out gracefully.