Hot Today

Wise Bread articles that are hot today.

7 Reasons to Get Spring Cleaning Done During Winter

Instead of waiting until spring arrives — and wasting all the warm weather — get your spring cleaning done early when you're stuck inside.

Ask the Readers: What Was Your First Job?

Tell us about your first job and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

My blood boils when I have a full mailbox, but not one item is personal in nature. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail.

10 Smart Ways to Keep Your Entire Life Clutter-Free

Decluttering can seem like an overwhelming process. But there is a way to clear the clutter without the stress of decluttering. Promise!

3 Sneaky Ways Identity Thieves Can Access Your Data

Identity thieves are crafty. Get the jump on them by protecting yourself from these underhanded attacks on your identity — and your money.

Buy Your Groceries European-Style

Instead of planning a menu in advance, I go to the store and look around to see what looks good. That way, I can get whatever's fresh and cheap.

7 Things That Affect Your Car Insurance Rates

Is your ride costing you big-time in auto insurance premiums? These surprising factors may be to blame.

The AMAZON URL hack generator. Save big $$$.

In a previous post I mentioned url hacking. It's basically just a way to figure out how to get to the bargains more quickly, and involves finding the codes for the different departments on Amazon and matching them to a sale percentage. [more]

Baby Carrots: The Frugal Idea That Isn't

Think baby carrots are a convenient, cheap snack food? Well, you're right. But baby carrots are, by and large, more expensive than regular carrots.

9 Store Loyalty Programs That Are Worth It

Another store, another loyalty program — is it worth it? For these 10 retailers, you better believe it!

Ask the Readers: What New Thing Do You Want to Try This Year?

Tell us what new thing you want to try this year and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Everything New Parents Need to Know About College Savings

Diapers and formula aren't the only costs to consider when adding to your family. You'd better start thinking about college, too.

Not Rich Enough and Not Poor Enough

Most of my highschool classmates came from middle class families that were not extremely rich. During senior year, I noticed a situation where families were not wealthy enough to

Start an Investment Deathmatch to Find the Best Investments

Get your investments ready to rumble. A deathmatch is a fun way to see which funds are making you the most money.

Use only what you need

That’s the advice from a beautifully-executed campaign from Denver Water, right here in my own backyard of Colorado. The campaign (created by Sukle Advertising, a very smart, strat

Is Bank of America’s $5 Monthly Debit Card Fee Just the Beginning?

Outraged, annoyed, or otherwise frustrated by Bank of America's new debit card fee? Learn why the bank is instituting the fee and what else might happen.

11 Open House Etiquette Rules Everyone Should Follow

You may be excited about finding your dream home, but you still need to mind your manners at an open house.

101 Tax deductions for bloggers and freelancers

Anyone here like doing taxes? Didn’t think so. We all have to do them; we all have to pay money to Uncle Sam (although some get away with paying much less than others). But as

A Comprehensive Guide to the Envelope System

Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental