Hot Today

Wise Bread articles that are hot today.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

What Do The Concierge Services From Credit Cards Really Provide?

Does your credit card offer concierge services? Here's a breakdown of what that really means.

Local Flavor

It was time again to stock up on some things, and so this past weekend I went to my usual places: the fish market in Pyrmont (where one employee asked me how work was going since t

11 Ways a Second Language Can Boost Your Career

Need to add a competitive edge to your resume? Learn a second language!

Find Extra Cash by Rotating Your Credit Cards

Looking for a way to stretch your dollars and get ahead?. Try this twist on managing credit cards to free up cash for better use.

7 Things You Should Know Before Buying a Foreclosed Home

Are foreclosures all risk and no reward? Well, not always. Here are a few things to consider before calling one home.

Ready For Extreme Saving? Money Saving Advice For An Extreme Economy

The question has arisen in our household whether I should be saving more. Should we resort to extreme saving measures during this recession? Should an extreme economy require grea

A Simple Guide to Socially Responsible Investing

We all want to do right and do well. Make a difference in the world as your returns roll in with socially responsible investing.

Best Money Tips: 20+ Ways to Get Paid for Watching TV

Today we found articles on ways to get paid to watch TV, small financial changes that have a big impact, and facts about Social Security benefits that Baby Boomers should know.

10 Local Charities That Could Use Your Stuff

Start your holiday giving early (and help people and animals in your community) by donating goods to these sometimes overlooked organizations.

How To Turn a 2-liter Bottle Of Water Into a 50-Watt Lightbulb

It's not often I'm taken aback by the simplicity and power of an invention, but this one does it for me. It's cheap, anyone can make one and it literally changes lives. Welcome to

The 6 Personal Finance Rules Everyone Must Follow

The Internet is awash in free financial advice. This short list of basics will put you on firm financial ground today and on the way to a wealthier tomorrow.

Big changes or small changes?

There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go

5 Alternative Housing Options You Can Afford

You don't have to live in a van by the river to cut your housing costs dramatically — instead, consider some nontraditional abodes, like these.

How Much Does a Flu Shot Cost?

When it comes time for you to think about getting your seasonal flu shot, there are a few ways to go about getting one – each one with a different price tag. Before you run out and

This Thing You Use Every Day Is Ruining Your Productivity — and It's Not Facebook

Feeling unproductive at work? Discover what the biggest time-suck is — and how to fix it.

6 Great Reasons for Paying off the Mortgage on Your Home

Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

The 7 Dumbest Big Purchases People Make

Remember when 3D TVs were all the rage? Sometimes even smart people make bad purchasing decisions. Consider that and six other doozies.

The Fair Way to Split Up Your Family's Estate

A rock-solid will isn't only for your peace of mind — it's for your heirs' peace of mind, too.