Hot Today

Wise Bread articles that are hot today.

Why You Need a Time Budget — and How to Create It

If time is money, wouldn't a budget help you manage your time, too? Of course it would! Get started building your time budget now!

The Best Time of the Day to Do Everything

Are you a morning person or a night person? It might not matter. Discover how science says you should structure your day for the best results.

Gluten-Free, Carb-Free Noodles

Noodles are typically made from wheat or rice, which means carbs and gluten galore. But behold, noodle lovers, there are other (super low-calorie!) noodle options.

Beware These 5 Important Tax Changes for 2017

The tax code is ever-changing. Here's what you can expect when you file in 2017.

7 Things Financial Advisers Wish You Knew About Retirement

You don't need a crystal ball to plan your retirement. You just need to listen to your financial adviser.

How Living in a Hotel Can Be Surprisingly Affordable

Believe it or not, living in a hotel can be an affordable housing option.

The 5 Best Snow Shovels

Removing piles of snow while braving the chill of winter isn't easy, but it can be. Just use any of these snow shovels and you can clear your driveway or walkway in a flash.

Surprising Things That Can Kill Your Credit

We're all familiar with the damage a late payment can do to a credit score. But there are plenty of other credit-sinkers you might not know about.

Link-o-rama

Thank you, thank you, thank you to everyone who linked to our blog posts over the past week. We couldn't do it without you. And if we could, we wouldn't anyway. THAT'S how strong our love is. [more]

Long Term Care Insurance for Wise Bloggers

You, your parents, or your siblings may at some point, at any age, need help with the daily tasks of living. Who will provide this help, and at what cost? Long Term Care (LTC) ins

How to Make a Major Career Switch Without Going Back to School

You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.

The 5 Best Body Lotions

Keeping your skin constantly smooth isn't easy, but it can be. Just use any of these body lotions and your skin will stay soft and supple.

You Can’t Save if You Don’t Try

There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That A

When Good Cakes Go Bad: A Cheat Sheet for the Uninspired

I’m no cake professional. I can barely manage a Betty Crocker boxed mix with the fluffy frosting from a can. I appreciate all the hard work that goes into a professional piece (b

You Don't Need a Retirement Plan — You Need a Financial Independence Plan

If planning for retirement is your primary financial goal, you may be doing it wrong.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

Attempts to Escape the Clutches of Online Data Aggregators

There's a new crowd of web sharks on the prowl; they are effective, they are legal, and they want your data. Learn how to remove yourself from their jaws.

10 Flavorful Foods Worth Splurging On

It's smart to cut costs in the kitchen and pantry with discount staples. Boost their flavor (and mealtime enjoyment) with a few pricier, higher quality ingredients.

10 Worst Ways to Pay Off Your Credit Card Debt

Paying off credit card or revolving debt is one of the smartest things you can do to improve your finances. That is, unless you pay it off using one of these methods.

Crappy practice is a waste of time

If you want to get good at something, you need to practice. If you're not trying to get better, and just want to enjoy doing whatever it is, there's no need to practice--do what y