Hot Today

Wise Bread articles that are hot today.

Rebuilding Credit: Military Personnel Should Consider the USAA Classic American Express Credit Card

The USAA Classic American Express offers military members an easy way to rebuild their credit while also providing them with special benefits and rebates.

20 Free Ways to Show You Care

Want to express your gratitude, love, or respect? Show how much you care (not how much money you have) with one of these great ideas.

10 Social Blunders to Stop Making by 30

By your third decade here on earth, you aren't a kid anymore — so stop acting like one.

In a Rut? 6 Tips for Getting Out

Whether it's emotional or physical, whether it has to do with work, relationships, or personal goals, being in a rut sucks. Here's how to help yourself get out.

How to Use Travel Rewards Cards to Get Free Trips

Your dreams of seeing the world don't have to drain your savings. Become a frugal jetsetter with a little help from credit card rewards.

How to Score a First or Business Class Seat With Rewards Points

Is first class unattainable to the average person? Not if you play your points right.

10 Tasty Ideas for Leftover Turkey

So it's The Day of the Turkey (at least here in the US) and we all know there will be leftovers. Since I can only eat so many TLT (Turkey, Lettuce, and Tomato) sandwiches, I&#

12 Ways to Stop Skipping Your Workouts

You really meant to do your workout today, but… Replace those I-meant-tos with actual workouts with some simple, effective motivators.

Pessimism Pays - Why Expecting the Worst Can Save You Money

Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa

3 Step Strategy To Airfare Deals

I am going to come out and say it: there are no secrets to finding a bargain ticket every time you fly. However, by understanding how the system works, you can develop a deal findi

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

Tax Document Checklist: What to Gather Before Doing Your Taxes

Don't wait until the last minute start collecting your tax documents and receipts. Instead, get everything together early with this checklist.

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

The 5 Best Portable Air Conditioners

Keeping you cooled off on sweltering hot days isn't easy, but it can be. Just use any of these portable air conditioners and you'll always stay cool.

4 Tax Mistakes New Parents Make

In the bustle of parenthood, new moms and dads often forget about these huge potential tax savings. Are you making the same mistake?

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

Guest post at Get Rich Slowly

J.D. over at Get Rich Slowly asked me for a guest post on personal finance. What it turned out I wanted to talk about next, though, was productivity--and in particular, my evolvin

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?