Hot Today

Wise Bread articles that are hot today.

5 Financial Accomplishments Millennials Can Be Proud Of

Millennials get a bad rap. Financially speaking, however, they've done some great things.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

7 Ways to Increase Your Credit Score Quickly

Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

7 Smart Ways to Invest in Your Health

Looking for a smart place to put your money? You don't have to look far.

How to Make an Emergency Preparedness Kit

Don't put off prepping for a disaster until it's too late. It's time to get your emergency kit together, STAT.

How Much Time Do Gig Apps Really Save You?

Gig apps seem like they save you tons of time, but do they really? Let's investigate.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

What Really Happens When You Don't Pay Your Student Loans

Student loans can be a heavy financial burden even in the best of times. If you don't pay them, things will only get worse.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

9 Must-Have Items You Need to Create the Perfect Remote Office

Working from anywhere in the world is a freelancer's dream, but in order to make it a reality, you need the right office items.

Ask the Readers: How Do You Handle Rude Questions About Money?

Tell us how you handle rude questions about money and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Front-loaded loans: a financial conspiracy?

A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how

6 Awesome Credit Card Tricks That Will Save You Money

Learn how to double sign-up bonuses, extend billing periods to 55 days, and earn rewards without wasting a dime.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

10 Things to Know Before You Start a Home Improvement Project

Don't take a hammer to that wall you want to tear down until you consider these things first.

31 Great Gifts That Keep on Giving

Don't give something that'll end up in the junk drawer. Instead, try one of these creative gifts that will be appreciated for months (or even years!) to come.

7 Ways to Entertain Party Guests on a Shoestring Budget

Throwing an unforgettable soiree doesn't have to blow your budget. Keep your party guests entertained with these helpful tips.

5-Day Debt Reduction Plan: Pay It Off

Whether in a snowball or in an avalanche, it's time to freeze your debt for good. Try one of these strategies to get on track.

11 Fun Games That Make You Smarter, Too

Sure, games are fun, but they can also make us smarter, teach us about money, and stave off dementia. Try these brain building pastimes.