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Wise Bread articles that are hot today.

4 Signs Your Emergency Fund Is Too Big

Your emergency fund is stocked. Would your extra dollars better serve you elsewhere?

21 Experiences That Make Great Gifts

Everyone loves unwrapping a present, until it becomes next year's clutter. Consider an experience instead — the memories last forever!

4 Important Ways College Students Should Use Credit Cards

These are powerful ways students can use credit cards for their benefit while still avoiding debt.

How to Clean Everything With Just 3 All-Natural Cleaners

Declutter your cleaning caddy and replace all those expensive chemical cleansers with these three all-natural products that work just as well and smell better.

5 Surprising Ways Your Dog Can Save You Money

You can't put a price on the love and loyalty of a good dog… well, actually you can. Learn how having a dog can save you some real money.

Are Your Financial Habits Just Bad?

From brushing our teeth to buying little things we don't need, small bad habits can make a big difference in our lives. Learn how your habits might affect your bottom line.

13 Businesses Your Tween Can Start

Who says you need to be an adult to create a successful side hustle?

The 7 Stages of Procrastination (Read This Right Now!)

Get more done and like yourself more by understanding — and overcoming — the seven stages of procrastination.

New Tools for the Unbanked

Lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked.

23 Fantastic Uses for Apples

From creative crafts to delicious recipes to helpful household hacks, this heaping bushel of apple ideas will keep you busy and well-fed all autumn long.

21 Frugal Ways to Reward Yourself Right Now

All work and no play makes Jack a dull boy. But what about you? Reward yourself with these easy, cheap, and relaxing activities.

The Best Secured Cards That Pay Interest on Your Deposit

Secured credit cards require a security deposit that usually determines your credit limit. There are some cards, though, that allow you to earn interest on the deposit.

6 Slick Tools to Save Money on Car Repairs

These 6 tools are reliable and affordable, designed to help get car maintenance and repair costs under control and well under budget.

12 Easy Ways to Avoid Student Loan Debt

Completing college is hard enough without the mountain of debt that usually follows. Here's how to get the education without the financial stress.

4 Ways to Bounce Back From Job Rejection

Your interview went aces and you were already planning your commute to your new gig — then nothing. Redirect that rejection to something better.

Comparing Savings Rates: U.S. vs Japan

The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin

9 Easy Ways Retirees Can Earn Extra Income

Who says the Internet gig economy is only for Millennials? Use it to help you boost your retirement income, too!

20 Things to Have on Hand for Power Outages

Stocking these affordable items will make your experience safe, bearable, and even fun.

5 Cheap Travel Destinations for Wine Lovers

See the world while sipping your favorite wines — all at a reasonable price. Cheers!

7 Foods Scientifically Proven to Make You (More) Beautiful

Good nutrition is not just healthy — it's beautiful. Eat these seven foods and give yourself gorgeous hair, skin, and nails.