Hot Today

Wise Bread articles that are hot today.

Is a 15-Year Mortgage a Good Idea?

A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?

Here's How Rich You'd Be if You Stopped Drinking Expensive Coffee

Fancy coffee drinkers, heads up! Your daily caffeine vice may seem like a harmless treat, but it's costing you more money than you may realize.

6 Ways to Make Extra Money Using Social Media

How many social media platforms do you check in with every day (or every hour)? Turn your social media time sink into an extra income, instead.

The Encouraging Truth About How Americans Are Covering the Cost of College

Everybody knows college is expensive, but just how much are people really paying out of pocket? A recent survey sheds some light.

Living Without Air-Conditioning Can Save Big Bucks This Summer

Living in 90 degree weather with over 70 percent humidity the past few days has not been easy here in rural Nebraska. Hearing others complain about it only makes it worse -- especially knowing that they probably have air-conditioning. [more]

School Bookstores Can't Afford Cheap Textbooks

I'm taking just one course this semester, with just one reasonably priced textbook. According to the back cover, the price was $29.95, but that isn't the price I paid. I pu

Ask the Readers: What Aspect of Personal Finance Do You Want to Learn More About?

Tell us what aspects of personal finance you'd like to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Search Online for a Fix before You Toss that Broken Gadget

My husband and I often search online for fixes to our electronics problems because if a gadget is out of warranty it often costs quite a bit to get it fixed. When we find a soluti

Sometimes I wish I had beautiful long blonde hair and ample cleavage.

Not on my body of course; that would be freakish. And if you’re visualizing it right now, I’m really sorry…especially if you’re eating. No, I’m basically reacting to several incide

6 Pearls of Career Wisdom From Brian Tracy

Find yourself stumbling down your career path? We've collected some favorite tips from motivational expert Brian Tracy to get you back on track.

Home Maintenance and Repair: What's an Emergency and What Can Wait?

If you're budget is tight and you have home repairs on the horizon, use this list to determine which projects can wait and which ones need your immediate attention.

Buying a Rental Car? Here's What You Need to Know

From mileage and maintenance, to costs and red flags, here's everything you need to know about buying a former rental car.

6 Budget-Friendly Beach Destinations

There's no need to let your trip to the beach cost an arm and a leg.

How "Radical Implosion" Can Help You Get Ahead at Work — and Everywhere Else

Fear can destroy your life. Radical implosion can help you destroy your fears.

14 Pricey Things You Shouldn't Buy (And What to Get Instead)

If you've got caviar tastes and a fishstick budget, buy domestic. That and 13 other great cheap alternatives on the other side of the click.

Don't Start a Family Before Reaching These 5 Money Goals

Raising kids isn't free. Before you grow your family, consider hitting these money goals first.

The 5 Best Hair Growth Products for Women

Women can suffer from hair loss, too, for a variety of reasons. These five best hair growth products for women can help you keep the hair you have.

5 Questions to Ask Before Applying for a HELOC

A HELOC offers a flexible way to tap your home equity. Just be sure to answer a few questions before applying.

Surprising Things That Can Kill Your Credit

We're all familiar with the damage a late payment can do to a credit score. But there are plenty of other credit-sinkers you might not know about.

8 Traits of People Who Live Debt-Free

Debt-free folks have a lot in common. If you adopt some of their habits, you can live debt-free, too.