Hot Today

Wise Bread articles that are hot today.

Why We Take on Credit Card Debt

Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.

5 Important Things to Know About Your 401K and IRA in 2016

Another new year already? Yep, and here's what the coming year will bring for your retirement accounts.

9 Fun and Affordable Vacation Ideas

Are your vacation plans stressing you and your budget? Consider some frugal alternatives for plenty of fun and relaxation that won't require overtime to cover it.

College Without Loans: Where to Find Scholarships

Applying for scholarships is a great way to pay less for college. Check out these tips for finding excellent scholarship opportunities.

How to Keep Long-Term Travel From Ruining Your Career

Long-term travel can harm your career and your job prospects, but it doesn't have to. Learn how to make your long-term travel work for your career.

Start Building Your Credit History with the Citi Secured Mastercard

Start your journey toward good credit with the Citi Secured Mastercard.

A Simple Guide to Retirement Plans for the Self-Employed

Being your own boss has its major ups. But one of its biggest downs? You're on your own for retirement.

Poverty Makes You Stupid

Whether you're short money or time, the lack impairs your ability to think clearly and find abundance. A new way of looking at scarcity may offer a way out.

How to Ace Your Next Coffee Interview

More and more employers are interviewing prospects in less formal settings. Here's how to shine at your meeting without spilling any coffee.

What's the Right Way to Save?

We all have our own ways of handling our finances -- and that's why it's called "personal" finance. What works for one person may not necessarily work for someone else, and this is

6 Strange Ways Online Shopping Has Changed the World

The Internet has made shopping more convenient, easier, and way more fun. But there have also been some strange side effects...

Frugality, Simplicity, and Sustainability

Are strategies like dumpster diving sustainable?

Solving a Debt Dilemma with Debt Settlement

Paying half a bill is better than paying it all. But is going to a debt settlement company the way to do it? Understand how these companies work, then decide for yourself.

The 5 Secrets of Happy, Rich People That You Can Learn From

More money will make us happier — up to a point. After that, it's up to us to build meaningful, happiness-filled lives. Here are some tips on how you can do that.

9 Ways to Use Miles and Points for Holiday Gifts

Most people use their hard-earned credit card rewards for travel. Here's an idea: Why not give your budget a vacation from holiday shopping?

7 Frugal Ways to Protect Your Home During the Holidays

Don't leave town on your holiday vacation until you've taken these steps to safeguard your home! Nobody wants "Home Alone" to become real life.

7 Last-Minute Ways to Cut Your 2016 Tax Bill

Tick tock, the year's almost up! Before 2017 comes ringing in, make sure you check off these last-minute ways to cut your '16 tax bill.

What Freelancers and Side Giggers Need to Know About Income Taxes

Uncle Sam wants his due from everybody. That means you too, freelancers.

How to Minimize Cell Phone Charges When You Travel Abroad

International roaming charges on cellular phones are super expensive. Beat those high prices with some clever workarounds.

The 6 Craziest Things People Have Done to Land a Job

What's it take to land a job these days? For these six job-seekers, it took creativity, daring, and in one case, about 2,000 hours of game design.