Hot Today

Wise Bread articles that are hot today.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

Group life insurance is a great employer-offered benefit. But, is it really enough?

When it comes to small auto repairs, skip the repair shop and find your inner greasemonkey — it's much cheaper and plenty satisfying, too.

Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.

You're never going to get more hours in the day, but with discipline, you can manage your time more efficiently.

Admitting your wrongdoings to a partner is hard. Add money to the mix, and that makes things even harder.

A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.

Debit or credit? Although the outcome seems the same, it’s a different process with different consequences.

Don't let these sneaky fees blow your budget when making a purchase.

Slime is the cool new trend among kids, so why not show them how to make it and then sell it?

From buying unplanned items to straight-up attacking other customers, people can go a little wild on Black Friday. Discover the reasons why.

Dust off those ill-fitting clothes taking up space in your closet and give them a new purpose!

Medicare is complicated. Let's break down all its moving parts.

Thinking of retiring overseas? Do a thorough test trip before you make that big move.

Instead of waiting until spring arrives — and wasting all the warm weather — get your spring cleaning done early when you're stuck inside.

Confused about how your employer's 401(k) match works? We'll break it down for you.

Anyone can handle their own investments with the proper research. Anyone can also make these common DIY investor mistakes.

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

Impostor syndrome — that feeling of being a fake in high stakes social situations — often stands in the way of success. Don't let it.