Hot Today

Wise Bread articles that are hot today.

What Do the Chinese Spend Money On?

Chinese people generally save 30% to 50% of their take home pay. So where do they spend their savings — and what can we all learn from them?

Savings Rates Below Inflation? Save Anyway

When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.

You're Denied a Credit Card Due to Too Many Hard Inquiries. Now What?

Hard inquiries ruining your rewards game? When you can't get approved for new cards, these strategies can help you make the most of what you've got.

BankAmericard® Credit Card for Students Review

College students looking for simple, no-frills credit card to start their financial journey should give the BankAmericard Credit Card for Students a good look.

8 Steps to Budget Mastery in 20 Minutes a Month

All it takes is 20 minutes a month to be a total money master. Try this method and budget like a boss.

The Dirt on Travel Insurance

In the world of travel insurance, no two policies are the same. Different activities and locales are covered in different ways between insurance companies, and even within the same

19 Fun, Cheap Projects to Try This Weekend

No plans this weekend? Try these fun and cheap weekend projects.

A Step-by-Step Guide to Planning a Trip Around the World

Planning a trip around the world? Use this step-by-step guide to help you in the planning process.

Frequent Flyer Junkie? Manage your Miles Here

It's a daunting world of rewards programs out there. From frequent flyer miles with every major airline, to hotel reward programs, to individual store loyalty plans, not

Raise your standard of living by focusing your spending

Are you tired of reading the same frugality suggestions? I'm talking about the repeated exhortations to eat out less, turn off your cable, and stop buying expensive coffee dri

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

Free Books: Little Libraries That Build Community and Save You Money

Around the world people are creating their own book exchanges. Learn how to find them, score cheap books, and meet your neighbors.

Safeway Savings Rally - How I got 9 bags of groceries for $13

Right now Safeway is having an event called Savings Rally which lasts until February 26th. The deal is that you get a dollar off coupon for buying a number of items off a list of

5 Modern Ways to Split the Bill

Are you always the one who gets stuck covering taxes and tip when it's time to settle the tab with friends? Not anymore.

Love Travel, But Hate Airline Miles? Try AmEx's Blue Sky Preferred

Credit card issuers are replacing complex airline mile rewards with flexible statement credits. Is AMEX's Blue Sky Preferred the best of the bunch?

Mayonnaise: The Thrifty and Delicious Secret Ingredient Already in Your Fridge

Whether you want moist cake or tender chicken, for delicious, frugal recipes, just open a jar of mayo.

Book review: The Drunkard's Walk

The human brain has a powerful capability to spot patterns. It's so good at spotting patterns, it can spot patterns that aren't even there. It's this fact that makes randomness--

Making Change Count

I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having rec

Don't Panic! How to Meet a Deadline

You can't cheat time; and hair pulling, sweating, and crying won't get it done, either. But you can meet a tight deadline with one or more of these tips.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ