Hot Today

Wise Bread articles that are hot today.

5 Simple Ways to Cut Your Car Expenses

With ever-rising gas prices, it's important to do what we can to cut back vehicle expenses. Here are five simple things you can do to keep that cash in your wallet!

10 Great Home-Based Side-Business Ideas

Launch your own home-based business doing the things you love. US News editor Kim Palmer shares 10 side ventures you can start today!

18 Things People With Good Social Skills Never Do

Good etiquette is one thing, but if you can add these elements to your polite routine, you'll be the friendlier, more likeable, more memorable you.

5 Most Affordable Cruise Lines for Families

Taking your whole crew on a relaxing cruise is easier on the budget when you pick the right cruise line.

6 Questions to Ask Before Taking Out Student Loans

College isn't cheap and a student loan may seem inescapable. Make sure you've checked out all your options before you sign.

Is Dollar Cost Averaging the Right Strategy for You?

Want to invest a lump sum while cutting down risk? Dollar cost averaging may be your move.

The Psychology of Cash Flow

Money flows in and out of your life. To keep a good handle on it, you not only need to get a good handle on your budget, but also on your mind.

7 Ways Paying Off Student Loans Early Can Boost Your Finances

Did college cost you a pretty penny? If you work hard to pay off those loans, you'll reap the benefits of a huge financial boost.

Setting Great Goals...and Achieving Them

Learn how to set goals and chase down your dreams.

The Best Secured Credit Cards with Low APRs

Secured credit cards aren't known for their low APRs, but here are five with the lowest.

Ask the Readers: What New Skill Would You Like to Learn?

Tell us about a new skill you would like to learn and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Job Perks That Can Lead to a Dream Career

Looking to make more money? Don't forget to check out your company's available perks, first.

Getting Kids Started with the Stock Market

Recently, a reader asked how to give stock to kids in her life in an effort to inspire a life-long interest in investing. Here are ideas on ways to get the younger generation start

How to Clear Old Debt From Your Credit Report

Old debts can clutter up the path to an otherwise clean credit report. It's time to do a little cleaning.

4 Smart Ways to Lower Your Monthly Mortgage Payment

A hefty home loan doesn't have to be a burden. Here's how you can trim dollars from your monthly mortgage payment.

The Best Store Credit Card: Target REDcard

Target shoppers should check out the Target REDcard, which offers 5% off on all purchases and convenient benefits.

5 Money Moves to Make Even If You Don't Plan to Buy a House

Getting a mortgage isn't the only reason to keep your finances in tiptop shape. You should make these money moves even if you plan to rent forever.

The 3-Step Plan to Choosing Your First (or Next) Mutual Fund

Choosing your first mutual fund may seem daunting. A small investment of time and these easy steps can help you get started building a portfolio.

Ask the Readers: What Small Thing Brings You the Most Joy?

Tell us what small thing brings you the most joy and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Easy Ways to Save on 7 Everyday Buys

Learn how to save money on your favorite things so that you can do more of what you love.