Hot Today

Wise Bread articles that are hot today.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

5 Financial Steps to Take After Graduating From College

Trying to find a job after college can be intimidating enough — forget about getting control of your money. But these five steps make financial independence simple.

What to Buy (and Avoid Buying) in December

It's peak shopping season, but not every buy is a peak deal. Learn where to find the big discounts this month — and where to freeze your spending.

8 Things You Can Microwave Besides Food

When it's not re-heating last night's soup, your microwave oven has plenty of non-food uses. Learn how to put yours to work on everything from crafts to cleaning.

4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)

Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?

10 Questions to Ask Before Signing a Lease

Renting a home is more than just finding the right place. Make sure you know everything up front by asking these important questions first.

How Much Are Pricey Home Upgrades Really Worth?

When readying a home for sale, it can be tempting to go wild with a new deck or room addition. Before you start, do the math.

How to Use the Holiday Quiet Time to Boost Your Career

Holiday weeks can be super slow at the office — which makes it the perfect time to learn new skills and accelerate your career.

Buy. Sell. Make a Profit. Thanks Office Depot.

I've finally found a store that, regular as clockwork, puts great items on sale. And when I say sale, I don't mean 20% off, or even 50% off. I'm talking about 75%-90% off. The

Is Pet Health Insurance Worth It?

Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.

4 Financial Mistakes That Limit Your Freedom

The mistakes you make with money hurt more than your finances — they limit your freedom. Are you making any of these mistakes?

Are You Saving Too Much Money?

Is there such a thing as too much savings? Let's find out.

3 TV Must-Haves Once You Cut the Cable Cord

Cutting the cable cord is a great way to save money. These services and gizmos will make the snip a snap.

Best Money Tips: 12 Habits That Turn Dreams Into Reality

Today we found articles on habits that turn dreams into reality, ways to save money on auto maintenance, and 90 strategies to overcome shyness.

The Art of Asking for Fewer Gifts

Asking friends and family to give you fewer gifts can be met with confusion or even hostility. But if it's done with careful consideration, you can make everyone happy.

The 5 Best Smart Alarm Clocks

Getting out of bed in the morning isn't easy, but it can be. Use any of these smart alarm clocks and waking up will be a piece of cake.

Free Stuff and Coupons for New Parents

Save a bundle on your bundle of joy with these great freebies and coupons just for new parents.

How to Sign Up for Health Care in 2018

Open enrollment to buy health insurance through the ACA starts on November 1. Here's what you need to know this year.

8 Signs You're Making All the Right Moves for Retirement

It's hard to know if you're saving enough for a comfy retirement. Look for these indicators that you're on the right track.

Should You Talk to Friends About Money?

Friendship is one of the most important things in the world — but should you talk about money with your friends? Or is it unavoidable?