Hot Today

Wise Bread articles that are hot today.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

25 Ways to Slow Down and Actually Appreciate the Holidays

The pressure is on from now to the end of the year, but it doesn't have to be. Revise your holiday wishes and try these tricks to make the season a celebration instead of a grind.

What to Buy (and Avoid Buying) in December

It's peak shopping season, but not every buy is a peak deal. Learn where to find the big discounts this month — and where to freeze your spending.

4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)

Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?

Ask the Readers: Is a Penny Saved Really a Penny Earned?

You hear it all the time: A penny found here, is one you don't have to earn somewhere else. But with all the talks of skipping lattes to create huge financial gains down the road,

10 Questions to Ask Before Signing a Lease

Renting a home is more than just finding the right place. Make sure you know everything up front by asking these important questions first.

6 Great Reasons for Paying off the Mortgage on Your Home

Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.

10 Foods With the Most Bang for Your Buck

It's easy to buy a lot of calories for little (just eat junk food). Guess what? It's also easy to buy a lot of nutrition for a little money.

The 5 Most Offensive Halloween Costumes Ever

If you think about the time and effort that went into these truly offensive costumes, it makes your headspin, gruesomely, like in The Exorcist.

5 Scientific Reasons to Ditch the Luxury Brands

Expensive is better, right? Our brains certainly think so, and that can cost us plenty. Learn how your brain deceives you and resist the splurge.

6 Simple Ways to Market Your Side Business

Nobody will buy what you're selling if they don't know you're selling it. Jumpstart your side hustle with some easy and inexpensive marketing.

5 Ways Your Credit Card Can Help You Manage Your Finances

Believe it or not, your credit card can actually help you become a money master.

10 Affordable Ways to Make Spring Break All About Self-Care

Want to treat yourself this spring break without blowing your budget? There are plenty of cheap (or free!) ways to put yourself first.

5 Surprises When Downsizing to a Condo

Condo living is a common way to downsize. But for homeowners making the leap, it comes with a few surprises you may not expect.

Frugal Transport--bicycling

Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.

Local Flavor

It was time again to stock up on some things, and so this past weekend I went to my usual places: the fish market in Pyrmont (where one employee asked me how work was going since t

Why You Don't Need a College Degree to Succeed

Many people think you need a college degree to have a successful career, but that's not always the case — check out these jobs.

The 5 Best Portable Air Conditioners

Keeping you cooled off on sweltering hot days isn't easy, but it can be. Just use any of these portable air conditioners and you'll always stay cool.

Making Change Count

I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having rec

8 Ways to Make Sure You Never Pay an ATM Fee

If tapping the ATM results in repeated fees — you’re doing it wrong. It’s time to get smart about automatic money machines.