Hot Today

Wise Bread articles that are hot today.

6 Genius Ways to Save on Cyber Monday

Cross a few names off your gift list the easy way by taking advantage of Cyber Monday deals. You'll save time, money, and some sanity.

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?

The Only 5 Rules of Home Buying You Need to Know

Buying a home can be seem scary — and complicated. But if you keep these basics in mind, you'll soon have the home of your dreams.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

What to Buy (and Avoid Buying) in December

It's peak shopping season, but not every buy is a peak deal. Learn where to find the big discounts this month — and where to freeze your spending.

4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)

Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?

Ask the Readers: Is a Penny Saved Really a Penny Earned?

You hear it all the time: A penny found here, is one you don't have to earn somewhere else. But with all the talks of skipping lattes to create huge financial gains down the road,

12 Things You Didn't Know About Retirement

Everyone knows the basics about retirement, but there are still some surprises hidden in the complexity. Test your retirement knowledge!

Is Pet Health Insurance Worth It?

Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.

The Fair Way to Split Up Your Family's Estate

A rock-solid will isn't only for your peace of mind — it's for your heirs' peace of mind, too.

5 Frugal Rules You Must Follow When Shopping at Costco

Everything is cheaper at Costco, right? Maybe not. Follow these tips to ensure that you don't waste money at the wholesale store.

10 Foods With the Most Bang for Your Buck

It's easy to buy a lot of calories for little (just eat junk food). Guess what? It's also easy to buy a lot of nutrition for a little money.

The 5 Most Offensive Halloween Costumes Ever

If you think about the time and effort that went into these truly offensive costumes, it makes your headspin, gruesomely, like in The Exorcist.

The 5 Craziest Career Shift Success Stories

Get inspired to make your big career move by the stories of these risky — and ultimately successful — leaps of faith to new working lives.

5 Scientific Reasons to Ditch the Luxury Brands

Expensive is better, right? Our brains certainly think so, and that can cost us plenty. Learn how your brain deceives you and resist the splurge.

6 Simple Ways to Market Your Side Business

Nobody will buy what you're selling if they don't know you're selling it. Jumpstart your side hustle with some easy and inexpensive marketing.

Here's What to Do If You Can't Afford Your Mortgage Payment

If tough finances have made you miss some mortgage payments, it's time to get proactive with your lender — and your budget.

10 Affordable Ways to Make Spring Break All About Self-Care

Want to treat yourself this spring break without blowing your budget? There are plenty of cheap (or free!) ways to put yourself first.

Frugal Transport--bicycling

Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.

Local Flavor

It was time again to stock up on some things, and so this past weekend I went to my usual places: the fish market in Pyrmont (where one employee asked me how work was going since t