Hot Today

Wise Bread articles that are hot today.

12 Straightforward Ways to Say "No"

Are you pressed for time right now? Don't make the mistake of thinking you'll have more time in the future. Learn to say "no."

Same-As-Cash Store Offers vs. 0% Intro APR Credit Cards — Which Is Right for You?

Your favorite store may offer a "same as cash" deal with no-interest financing. Beware — it's not the same as getting 0% APR on new purchases.

Ask the Readers: What's the Most Valuable Degree? (Chance to win $20)

What do you think would the most valuable degree? Is it even a degree? Maybe it's an apprenticeship or technical training certificate.... Let us know your thoughts in order to

Lessons Learned from New Year's Eves Gone Wrong

Benefit from my mistakes, and follow these tips to have a great New Year's Eve.

12 Delicious Slow Cooker Breakfast Ideas for Lazy Cooks

Your slow cooker can work the night shift, too. Try these easy and delicious recipes that cook breakfast while you sleep.

Why Recycling Is My Lowest Priority

Recycling may not be the saving grace we all believe it to be. Before you even consider putting out your curbside bin, learn what you should do first.

Turn Your Home Into a Rental in 9 Easy Steps

Whether it's your primary residence or a second, turning your place into someone else's rented abode is a great way to generate extra cash.

Life Without a Microwave

Life without a microwave might seem prehistoric, but it's easy. Learn how you can depend less on nuking your food and avoid another cumbersome kitchen appliance.

6 Ways to Avoid Vacation Debt

Nobody wants to return home from vacation to a giant credit card bill. We'll help you avoid vacation debt altogether.

The College Freshman Budget

College can be where you get your first taste of independence...including financial independence. Make sure you enjoy it without blowing all your cash.

Ways to Track Debt

If you're not keeping track of debt, you're probably not making much progress in paying it off. Follow one of these methods to easily track and pay off your debt.

The 5 Best Knife Sharpeners

A sharp knife makes meal prep easy, and it's a whole lot safer, too. Keep your edge with one of these best five knife sharpeners.

10 Magic Words to Say to Get the Best New Car Price

High-pressure salespeople are clever with words — especially in the auto market. Turn the tables with these negotiation winners.

4 "As Seen on TV" Products Actually Worth the Money

Made-for-TV gadgets are rarely worth more than a laugh. But wait — don't change the channel on these four great items!

4 Easy Ways to Automate Your Everyday Life

Don't let the little things distract you from the big picture. Free your mind for bigger things by putting your life on autopilot.

14 Crock-Pot Dishes to Serve at Your Next Party

Your slow cooker already makes weeknight meals a snap. Why not rely on the same ease and convenience to help you feed your party guests?

When it's hard to be frugal (and how to talk yourself into it anyway)

To spend, or not to spend — that is the question. We're sharing some advice on talking yourself into frugality!

How to Get to Machu Picchu and Back for $30

Believe it or not, you can travel to Machu Picchu and back for just $30!

Make 5 cheap ‘greeting cards’ that blow Hallmark away.

Before I share with you my 5 great ways to make outstanding greeting cards, I'd like to rant about the four issues I have with store-bought greeting cards, like those produced by H

19 Uses for Empty Cereal Boxes

Don't throw out that Cheerios box! When the cereal's all gone, use the cardboard for one of these fun and useful projects.