The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
Wise Bread articles that are hot today.
4 Times a Handwritten Letter Can Save You Big Bucks
Don't ditch your stationery and penmanship skills just yet. They could save you real money.
8 Negotiating Skills Everyone Should Master
Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.
How to Use Credit Cards to Improve Your Credit Score
There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.
5 Retirement Accounts You Don't Need a Ton of Money to Open
Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.
18 Surprising Ways Your Identity Can Be Stolen
You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.
Where Are They Now? The Forgotten Dollar Bills (and Coins)
You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!
The Fiduciary Rule Is Under Review — How Will This Affect Your Investments?
The Trump administration is holding the fiduciary rule in limbo. How could this affect you and your retirement?
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
6 Ways to Avoid Sneaky Online Price Changes
Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
The 5 Best Products for Oily Skin
There are thousands of products on the market just for people with oily skin, and many of them are budget-friendly! Here are five excellent options.
Should You Pay Your Kids For Good Grades?
Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.
11 Simple Rules of Excellent Houseguest Etiquette
Being a great houseguest requires more than a parting gift upon departure. See what it takes to really make sure you get invited back.
8 Professional Ways to Make Friends at Work
We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.
5 Ways Your Instant Pot Can Save You Money
Your instant pot can save you a ton of time in the kitchen, but did you know it can also save you money?
How to Get a Free Fraud Alert on Your Credit Report
Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.
The 5 Best Energy Efficient Light Bulbs
These bulbs can save you serious cash — and they'll all last 20+ years.
You Won't Believe How Much the Average Person Spends on Salon Visits Each Year
Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?
The 5 Best Products for Dry Skin
If you're looking for a new product to hydrate your skin, look no further than these five!
Stop Believing These 5 Myths About IRAs
Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.