For years, I struggled to negotiate effectively with a business associate (I’ll call him Mr. X), despite concessions gargantuan in my estimation but miniscule and unacceptable in h
You've figured out how to have positive cash flow (aka spend less than you earn) for now; but will you have enough money for later? Funding for future requirements, such as
Today we found some stellar articles on saving money and having fun at the holidays, ways to save $1 a day, and steps to make your money last a lifetime.
With your parents (and other family members), avoiding conversations about finances can be detrimental in more ways than one. Because life happens when you’re busy making pla
Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp
If you don’t know what the AMT is, you may well be in for a shock this year. And if your household income is around $75,000 or more, gross, then AMT could very well take a big bite
The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so
For anything you might buy there are almost limitless choices. For purposes of argument, I'd like to group them into three categories: You can buy the best; you can buy some
Wise Bread articles that are hot today.
Confessions of a Former Payday Loan Junkie
Can you say “Cash in a Flash?” That’s all I was concerned about when I began financial suicide using payday loans 9 years ago. I
Best Money Tips: Items Every Home Needs
Today we found some stellar articles on handy items every home needs, how not to handle sudden wealth, and how to reduce student debt.
The Smart Way to Talk About Money on Your First Date
Money may be a mood-killer conversation topic on a first date, so try these subtler ways to uncover your date's attitude toward money.
One-time encounters or long-term relationships: when negotiating strategies should differ
For years, I struggled to negotiate effectively with a business associate (I’ll call him Mr. X), despite concessions gargantuan in my estimation but miniscule and unacceptable in h
The Quiet Millionaire: Part 3 - Money for Now, Money for Later
You've figured out how to have positive cash flow (aka spend less than you earn) for now; but will you have enough money for later? Funding for future requirements, such as
Best Money Tips: 20 Awesome Target Shopping Hacks
Today we found awesome Target shopping hacks, over 100 small ways to save big, and an easy way to deep clean your kitchen like a pro.
8 Types of People Who Will Never Win at Money
Some folks are naturally good with money. Others? Not so much. Which type are you?
Give Two Laptops for the Price of One
Until November 26th, this program allows you to order the revolutionary XO laptop, only now bein
Best Money Tips: Save Money and Have Fun During the Holidays
Today we found some stellar articles on saving money and having fun at the holidays, ways to save $1 a day, and steps to make your money last a lifetime.
Stockpiling Is Rarely the Answer
Stockpiling for an emergency might seem like a good (and frugal) idea. But in reality, your time and money is probably better spent.
12 Clever Coat Closet Hacks
A tidy coat coat closet makes guests welcome and your everyday easy and clutter-free. Tighten up your entryway with some simple organization tricks.
Is it Time to Talk with your Parents?
With your parents (and other family members), avoiding conversations about finances can be detrimental in more ways than one. Because life happens when you’re busy making pla
Why We Take on Credit Card Debt
Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.
Can the government help in a recession?
Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp
Cross your fingers and hope you’re not caught by Alternative Minimum Tax (AMT) this year.
If you don’t know what the AMT is, you may well be in for a shock this year. And if your household income is around $75,000 or more, gross, then AMT could very well take a big bite
5 Important Things to Know About Your 401K and IRA in 2016
Another new year already? Yep, and here's what the coming year will bring for your retirement accounts.
25 Things I Don't Want to Regret Once I Retire: Take Two
Since posting the first part of my list of 25 ideas and goals that I want to live by and be able to look back on with pride when it comes
A better way to create a budget
The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so
10 Affordable Ways to Make Your Holiday Gifts Look Amazing
Don't blow your gift budget on the wrapping! These savvy alternatives are both adorable and frugal.
Doing without is often better than making do
For anything you might buy there are almost limitless choices. For purposes of argument, I'd like to group them into three categories: You can buy the best; you can buy some