Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?
Today we found articles on ways to prepare for an economic downturn, tips to help you sleep on a plan like a pro, and affordable DIY kitchen upgrades that are totally worth it.
Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.
Wise Bread articles that are hot today.
The 5 Best Shaving Creams
If your current shaving creams are irritating your skin, a switch is what you need. Try one of these shaving creams next time.
6 Genius Ways to Save on Cyber Monday
Cross a few names off your gift list the easy way by taking advantage of Cyber Monday deals. You'll save time, money, and some sanity.
Seriously, Get Rid of Your Landline
Do you still have a telephone that plugs into the wall of your house? The number of people who do is dropping — and with good reason.
Should You Cosign Your Teenager's Credit Card Application?
The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?
The Only 5 Rules of Home Buying You Need to Know
Buying a home can be seem scary — and complicated. But if you keep these basics in mind, you'll soon have the home of your dreams.
Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow
In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.
What to Buy (and Avoid Buying) in December
It's peak shopping season, but not every buy is a peak deal. Learn where to find the big discounts this month — and where to freeze your spending.
4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)
Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?
25 Easy 5-Ingredient Recipes That Save Time and Money
You don't need a lot of fancy ingredients to put a flavorful meal on the table. Make dinner easy with short grocery lists and basic preparations.
Best Money Tips: How to Prepare for the Next Recession
Today we found articles on ways to prepare for an economic downturn, tips to help you sleep on a plan like a pro, and affordable DIY kitchen upgrades that are totally worth it.
Are You Getting Ripped Off by One of These 8 Unnecessary Services?
The surest way to waste money is to buy products and services you don't need. If you're paying for any of these, stop!
6 Great Reasons for Paying off the Mortgage on Your Home
Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.
10 Foods With the Most Bang for Your Buck
It's easy to buy a lot of calories for little (just eat junk food). Guess what? It's also easy to buy a lot of nutrition for a little money.
The 5 Most Offensive Halloween Costumes Ever
If you think about the time and effort that went into these truly offensive costumes, it makes your headspin, gruesomely, like in The Exorcist.
5 Scientific Reasons to Ditch the Luxury Brands
Expensive is better, right? Our brains certainly think so, and that can cost us plenty. Learn how your brain deceives you and resist the splurge.
6 Simple Ways to Market Your Side Business
Nobody will buy what you're selling if they don't know you're selling it. Jumpstart your side hustle with some easy and inexpensive marketing.
5 Ways Your Credit Card Can Help You Manage Your Finances
Believe it or not, your credit card can actually help you become a money master.
10 Affordable Ways to Make Spring Break All About Self-Care
Want to treat yourself this spring break without blowing your budget? There are plenty of cheap (or free!) ways to put yourself first.
5 Surprises When Downsizing to a Condo
Condo living is a common way to downsize. But for homeowners making the leap, it comes with a few surprises you may not expect.
Frugal Transport--bicycling
Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.