Hot Today

Wise Bread articles that are hot today.

Top 7 Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

12 Fun Facts About Valentine's Day Spending

Fun fact: we spend a lot of money on Valentine's Day gifts — with the U.S. spending $1.5 billion on greeting cards alone!

What Hurricane Maria Taught My Family About Life, Money, and Community

How do you live without electricity, running water, or reliable communication? You learn how to make use of what you have.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

How to Invest in Mutual Funds

Mutual funds have long been and easy way to invest in a broad range of securities. Here's how to get started!

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

5 Unforgettable Train Trips Across the U.S.

If you're looking for a unique getaway that you'll never forget, hop on one of these trains and enjoy the view.

How Travel Rewards Cards Can Help You Score Luxury Travel Perks

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.

Why Your Group Life Insurance Is Not Enough

Group life insurance is a great employer-offered benefit. But, is it really enough?

The 5 Best Board Games for Adults

Board games have come a long way since the days of Monopoly, Chess, and Scrabble. Play any of these games with your friends and you'll have a blast.

9 Ways to Improve Your Life This Weekend

Being a weekend warrior can be a heck of a lot more than a landscaping project. Try one of these activities for a long-term ROI that will make your life better.

How to Negotiate on Everything for Your Wedding

The wedding of your dreams will probably cost a pretty penny. Luckily, you can negotiate the price on everything.

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

You Can Start Investing With a Lot Less Money Than You Think

You feel like you don't have enough money to take the plunge in investing. That's not true! You can get started with less than you think.

7 Things You Can Downsize Right Now

When we think "Downsize" we think trading a big home for a small one. Don't stop there — there's lots of smaller stuff to downsize, too!

The 5 Best Smart Thermostats

Your average thermostat can't be controlled from anywhere or learn your temperature preferences. That's why it's time to upgrade to one of these smart thermostats.

How to Make an Emergency Preparedness Kit

Don't put off prepping for a disaster until it's too late. It's time to get your emergency kit together, STAT.

How Much Time Do Gig Apps Really Save You?

Gig apps seem like they save you tons of time, but do they really? Let's investigate.

The 5 Best Women’s Rain Boots

Keeping your feet warm and dry on a rainy day isn't easy, but it can be. Get any of these women's rain boots and your feet will stay toasty.

7 Reasons to Get Spring Cleaning Done During Winter

Instead of waiting until spring arrives — and wasting all the warm weather — get your spring cleaning done early when you're stuck inside.