Hot Today

Wise Bread articles that are hot today.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

This Simple Negotiating Trick Puts Money in Your Pocket

This simple negotiating tactic can help you earn and save more money — and it can do a whole lot more for you, too.

Massive List of Things to Do While Watching TV

These 70+ tasks that will keep you productive, fit, and moving forward while you're watching your favorite shows.

6 Reasons Why Financial Planning Isn't Just for the Wealthy

Financial planning doesn't care how much money you make. You still need to do it.

7 Best Websites for Last-Minute Airfare Deals

Planning a last-minute trip doesn't mean your flight should drain your bank account. Here's where to find great airfare deals, fast.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

9 Ways to Improve Your Life This Weekend

Being a weekend warrior can be a heck of a lot more than a landscaping project. Try one of these activities for a long-term ROI that will make your life better.

3 Money Arguments That Can Hurt Your Relationships

You should really nip these common money arguments in the bud before they hurt your relationships.

8 Signs You Need a Social Media Detox

Social media is fun, until it becomes your whole life. If you can relate, it might be time for a social media detox.

8 Questions to Ask When Buying a Used Car

A pre-owned car can save you a lot of money, so long as you ask some key questions before buying.

The 35 Best Ways to Spend Your Free Time (Frugally)

One way to spend less is to take up a fun hobby. Try one of these great ones, and you may even improve yourself and your bank account along the way too.

Are You Paying Off Credit Card Debt the Wrong Way?

Many Americans who are paying off credit card debt are doing it the wrong way — are you?

27 Things You Should Have in Your Utility Drawer

Fess up — we all have a junk drawer. Take yours from "junk" to "utility" with a little organization and these 27 must-have household items.

How Emergency Medical Coverage Could Save Your Vacation

Travel insurance through a credit card can help protect your trip, but will it protect you if you face pricey medical bills abroad?

A Comprehensive Guide to the Envelope System

Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.

3 Sneaky Ways Identity Thieves Can Access Your Data

Identity thieves are crafty. Get the jump on them by protecting yourself from these underhanded attacks on your identity — and your money.

How to Use Credit Cards to Improve Your Credit Score

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)

It’s that dreaded time of year. Each trip to town requires a 10-minute pre-start on my car, and the hated task of scraping my windshield. There are several options to help you wi

Use "Cognitive Crafting" to Ace Your Next Job Interview

If you want to ace your next job interview, all you need to do is change your perspective.