Hot Today

Wise Bread articles that are hot today.

Your 401(k) is not an investment

Your 401(k) is not an investment. Neither is your IRA. Those are legal compartments for holding investments. [more]

Best Money Tips: How to Have a Killer BBQ on a Budget

Today we found articles on how to have a killer BBQ on a budget, hacks to get beauty products for practically nothing, and practical steps to achieve inner peace.

Inflation is worse than you think

I don't just mean that the rate of inflation is higher than the government's reported rate--that's evident to anyone who's paying attention. But there are other co

Why You Don’t Need Mortgage Life Insurance

When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insura

SaveUp Giving Away $1000 to Wise Bread Readers

To enter simply tell us what motivates you to save.

Seven Tips for the Newly Unemployed

The unemployment rate in California surged to 6.9%, and that is equivalent to the rate in early 2003. Most news reports say that unemployment will probably go up a bit more in the

How Money Can Destroy Your Dreams

Money can control you or it can free you. It can improve your life or it can make your life miserable. By being aware of how money can affect you, you have already taken the first

How I Erased $70,000 of Debt and Became an Eventual Millionaire

Personal finance blogger Jaime Tardy shares how she eliminated more than $70k of debt and then set her financial sights even higher.

Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)

Are you a coupon-clipper? Do you plan on becoming one? Have you shunned the practice out of principle, time, or apathy? Maybe you clip a little here and there, but leave the har

15 Delicious Dishes Made Better With Salsa

Jar of salsa quickly expiring in the refrigerator? Spice up your favorite dish with a dollop.

How to Start Your Own Blog

Blogging is a fantastic way of making yourself a more valuable job candidate. It will teach you a bunch of new things and will give you an edge over the competition when you're app

What Is Your Auto-Reply Email Telling People About You?

It’s a common practice: You leave the office for any amount of time (a week, an hour, etc) and you set up a nice little out-of-office email reply so people don’t wonder why you hav

The 5 Most Important Financial Lessons People Learn in Their 20s (Did You?)

Whether you're in your 20s or (well) beyond, we can all learn something good from these financial lessons.

9 Dream Jobs You're Never Too Old to Pursue

If there's a career you've wanted to pursue since you were a child, go after it now. It's never too late to chase your dreams.

10 Shocking Facts About Our World

Did you know that people who pay for fast food using a credit card spend 50% more than those who pay with cash? That, and a whole lot more shocking statistics after the jump.

IKEA Survival Guide

IKEA is a great place to buy furniture with style that doesn't cost a ton of money. But the store is notorious for sucking away hours of your time and patience. Here are five ha

Jumpstart Your Job Search With Instagram

Instagram is a lot of fun, but it can also be used strategically to help you land your next job. Really!

19 Things Most Tourists Overpay For, and How You Can Avoid Them

Why does travel always seem to cost more than expected? Spot these ripoffs and discover the cheaper alternatives you should buy, instead.

6 Reasons It's Never Too Late for a Career Change

Career stuck in a rut? Climb out!

10 Types of Bargains You Should Skip

It's easy to be drawn in by BOGO's siren song — sometimes with actual sirens! But check the fine print and the math to make sure the deal is real.