Hot Today

Wise Bread articles that are hot today.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

Should You Pay Your Kids For Good Grades?

Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.

8 Professional Ways to Make Friends at Work

We spend most of our lives at work, so many of our adult friendships are made at the office. But as adults, it can be tough to know how to take that first step.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

Where Are They Now? The Forgotten Dollar Bills (and Coins)

You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

You Won't Believe How Much the Average Person Spends on Salon Visits Each Year

Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?

6 Ways to Avoid Sneaky Online Price Changes

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

The 5 Best Products for Oily Skin

There are thousands of products on the market just for people with oily skin, and many of them are budget-friendly! Here are five excellent options.

5 Ways Your Instant Pot Can Save You Money

Your instant pot can save you a ton of time in the kitchen, but did you know it can also save you money?

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

The 5 Best Energy Efficient Light Bulbs

These bulbs can save you serious cash — and they'll all last 20+ years.

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

The 5 Best Products for Dry Skin

If you're looking for a new product to hydrate your skin, look no further than these five!

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

11 Simple Rules of Excellent Houseguest Etiquette

Being a great houseguest requires more than a parting gift upon departure. See what it takes to really make sure you get invited back.