Hot Today

Wise Bread articles that are hot today.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

22 Ways to Reuse Paper

Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.

6 Secrets to Mastering the Debt Snowball

The debt snowball method really, truly works. Now, you just need to master it!

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

The Best and Worst Nuts, by Nutrition and Price

Nuts are healthy, make easy snacks, and pack a lot of protein. But not all nuts are created equal. Discover the best nuts in terms of cost and health benefits.

Where Are They Now? The Forgotten Dollar Bills (and Coins)

You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

15 Lucrative Side Hustles for City Dwellers

You can find just about anything you need when you're a city slicker — including one of these great side gigs!

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

9 Simple Ways to Stop Impulse Buying

I can't tell you that changing your shopping habits will be easy, but these simple strategies can help you lock down your impulse spending.

Make Flying Easy: The Ultimate Carry-On Packing List

Your itinerary is set and the lodging and flights booked; now the only question is what to pack. Here are some tips to help you pack light and be prepared.