Hot Today

Wise Bread articles that are hot today.

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

What You Can Buy With $5,000

When you're done fantasizing about what you could spend a cool million on, think about the possibilities of a realistic windfall — like a cool $5K!

Quarterlife Crisis! What is It?

Does something like a quarterlife crisis really exist? Maybe.

Why Retirees Are Using Annuities Instead of Early Social Security

Many senior citizens have become more interested in how annuities can fulfill their retirement investment goals.

20 Great Gifts for Home Cooks

The best thing about giving cool, thoughtful kitchen gifts to the avid home cook? Yeah, the delicious home cooked gifts you'll enjoy for years to come.

The High Cost of Keeping Warm

Keeping your home warm this winter comes at a cost — a rather high one, if you're not careful.

5 Tips on What to Do Before Moving in Together

If splitting the cost of rent and utilities with your significant other sounds like a good idea, you’re not alone. According to the 2010 U.S. Census, 7.5 million unmarried couples

5 Financial Mistakes That Won't Hurt Your Credit Score

It might feel like every little money misstep gets reported to the credit bureaus, but sometimes, you're in the clear (at least with the bureaus).

Treat Yourself With These 7 Free Self-Care Routines

Believe it or not, you can practice self-care without spending all your money — or even some of it!

11 Sources of Instant Gratification You Can Feel Good About

Scratch your "I want it now!" itch without messing up your long term plans? Yes, you really can have your cake and eat it, too.

Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

Depending on your debt situation, a peer-to-peer loan may be an affordable — and sensible — way to retire debt. Here's what you should consider.

7 Ways to Stay Calm in Stressful Moments

Feel stress? Practice calm.

7 Beautiful Ski Resorts to Visit This Fall

Ski resorts offer so much more than skiing! Plan an offseason visit and enjoy all the amenities these vacation hot-spots have to offer, at a steep discount.

Is Bank of America’s $5 Monthly Debit Card Fee Just the Beginning?

Outraged, annoyed, or otherwise frustrated by Bank of America's new debit card fee? Learn why the bank is instituting the fee and what else might happen.

How to Make Money as a Chat or Forum Moderator

Turn your Internet time sink into extra cash by becoming the nice, helpful person on the other side of the chat window.

5 Pet Costs You Don't See Coming

Pets soon become family — which means more often than not, you'll pony up. Start saving now for these pet expenses you can't avoid.

6 Essential Money-Saving Items to Take On a Camping Road Trip

Before you venture out on a long journey in the car, make sure you have these essentials with you.

9 Ways to Make Money From Holiday Gifts You Don't Want

Not sure what to do with the toe socks you got from Aunt Sally? Turn those and the rest of your unwanted holiday gifts into cash!

3 Easy Ways to Invest in Real Estate (Without Buying Real Estate)

Investing in real estate can be lucrative — and a lot of hard work. With these investment strategies, you can enjoy the profits without owning property.

The 7 Biggest Mistakes You Can Make When Redeeming Credit Card Rewards

Get the most out of your rewards and don't make these mistakes when you're ready to redeem!